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  1. Join Date
    Aug 2003
    Posts
    9,720
    #11
    hmm, sige mam cathy, will check this out ^_^

  2. Join Date
    Oct 2002
    Posts
    34,204
    #12
    was curious about this prepaid card and while in the bank last week (BPI) nag apply ako ng mastercard prepaid nila, got it last Monday and link it to my paypal account, no problem naman but hassle lang talaga dahil you need to load it everytime mag purchase ka... tried purchasing couple of small items and wala naman problema....

    ok na rin at least meron option credit card or prepaid... P500 pala ang card fee good for 2 years. good thing about using prepaid in online purchase eh makikita mo nababawasan talaga yun pera mo dahil transfer ka ng transfer, so pwede mo ma control unlike CC, haggat hinde pa ma decline click lang ng click

    and i would say its safer kasi exact amount lang i transfer mo para kung ma hack or something wala silang makukuha. pa link ninyo sa BPI account para pwede na transfer thru apps...I used the prepaid to buy couple of cydia tweaks, wala ako tiwala doon dahll mga hackers

    pwede rin gamitin sa mga establishment na medyo questionable like sa mga probinsiya or papuntang probinsiya na gasoline station or restaurant, transfer mo na lang yun exact amount na gagamitin mo then just use the prepaid instead na credit card
    Last edited by shadow; October 2nd, 2014 at 11:16 AM.

  3. Join Date
    Jun 2014
    Posts
    196
    #13
    Quote Originally Posted by shadow View Post
    was curious about this prepaid card and while in the bank last week (BPI) nag apply ako ng mastercard prepaid nila, got it last Monday and link it to my paypal account, no problem naman but hassle lang talaga dahil you need to load it everytime mag purchase ka... tried purchasing couple of small items and wala naman problema....

    ok na rin at least meron option credit card or prepaid... P500 pala ang card fee good for 2 years. good thing about using prepaid in online purchase eh makikita mo nababawasan talaga yun pera mo dahil transfer ka ng transfer, so pwede mo ma control unlike CC, haggat hinde pa ma decline click lang ng click

    and i would say its safer kasi exact amount lang i transfer mo para kung ma hack or something wala silang makukuha. pa link ninyo sa BPI account para pwede na transfer thru apps...I used the prepaid to buy couple of cydia tweaks, wala ako tiwala doon dahll mga hackers

    pwede rin gamitin sa mga establishment na medyo questionable like sa mga probinsiya or papuntang probinsiya na gasoline station or restaurant, transfer mo na lang yun exact amount na gagamitin mo then just use the prepaid instead na credit card
    Do you have to be a bpi accnt holder to avail of this?
    Have you tried using it in amazon already?

  4. Join Date
    Oct 2002
    Posts
    34,204
    #14
    Quote Originally Posted by nhel0719 View Post
    Do you have to be a bpi accnt holder to avail of this?
    Have you tried using it in amazon already?
    I have no idea, pwede naman siguro but the problem I see if youre not an account holder hassle mag load, siguro over the counter ang loading ng mga walang account, kasi pag meron ka BPI acct thru apps na lang loading

    yes pwede sa amazon. walang difference yan sa CC

  5. Join Date
    Oct 2002
    Posts
    34,204
    #15
    Quote Originally Posted by nhel0719 View Post
    Do you have to be a bpi accnt holder to avail of this?
    Have you tried using it in amazon already?
    I have no idea, pwede naman siguro but the problem I see if youre not an account holder hassle mag load, siguro over the counter ang loading ng mga walang account, kasi pag meron ka BPI acct thru apps na lang loading

    yes pwede sa amazon. walang difference yan sa CC

  6. Join Date
    Oct 2002
    Posts
    2,069
    #16
    Paypal is by far more convenient than entering your credit card details every time. Plus most of the time you get favorable rates in Paypal than your credit card. Example if you buy a $100 item sa States, credit cards are notorious for jacking up the exchange rates. You will see that what you purchased would be equal to paying P4500. If you use Paypal, that $100 will be converted at a lower rate of say 44.25 and Paypal will charge your card for P4425 only.

  7. Join Date
    Mar 2006
    Posts
    13,163
    #17
    Quote Originally Posted by shadow View Post
    I have no idea, pwede naman siguro but the problem I see if youre not an account holder hassle mag load, siguro over the counter ang loading ng mga walang account, kasi pag meron ka BPI acct thru apps na lang loading
    baka pwede mag-load through their dedicated deposit only ATMs? iyon nga lang kailangan pa din pumunta sa bangko kahit pwede

  8. Join Date
    Aug 2014
    Posts
    16
    #18
    baludoy: Yeah, you can load sa deposit-only ATMs. That's what I do.

    I like using a prepaid card because kung ano lang ang laman ng account ko, iyon lang ang mananakaw ng mga hacker. Laging walang laman card ko, except when I load it to specifically buy something.

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