Results 11 to 20 of 26
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November 9th, 2010 12:51 PM #11
I generally don't like local banks but then again with local banks you could do away with some procedures unlike offshore banks where they are very strict about following the procedures.
Pero sa offshore kung HNW like Shadow pwede na rin siguro to do away with procedures
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November 9th, 2010 12:58 PM #12
recieved a card from east west bank i didnt activate it but, when a somebody from the bank called and asked if i recieved the card, i told them yes, but i didnt activate it, he told me that the card is pre activated, no need to confirm... tsk tsk tsk what if it falls in the wrong hands...
also recieved a bdo card which we could use on net purchases, it has a different credit limit but its pre activated as well
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November 9th, 2010 01:08 PM #13
East West also does this. I received a card - which i did not apply for - thru LBC. I said WTF?
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Tsikot Member Rank 3
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November 9th, 2010 01:56 PM #14The key factor here is that they gave us a pre-activated card without our consent.
Isn't there any law against this? Pwede kaya isumbong sa DTI ito or something?
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November 9th, 2010 02:13 PM #15
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November 9th, 2010 02:20 PM #16
matagal na din to dito sa atin.. kahit metrobank ginagawa yan.. tama kung ayaw mo just cut it up and ignore..
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Tsikot Member Rank 3
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November 9th, 2010 02:25 PM #17Yep. Already done that.
Nainis lang ako that I had to call them up to have the card cancelled so I can have my peace of mind.
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November 9th, 2010 02:36 PM #18
I think there should be a law against sending pre-approved credit cards to clients who don't want it.
I actually had a fight with a bank on the phone. They told me if I don't want it, don't use it.
I told them: "The god-damn card isn't even in the mail yet, and I'm telling you I don't want it. Save your ****ing money and send a card to someone else!"
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Sending the card makes you obligated if it gets waylaid in the mail and someone else uses it. It's a hassle.
Ang pagbalik ng comeback...
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November 9th, 2010 03:09 PM #19
di na ako bago dyan.. sa family namin pinapadalhan ng card talaga... it means na may malaki kang deposit/s sa kanila... nasa sayo kung gagamitin mo.. pero pag ayaw mo--either cut it up or balik mo nalang sa branch mo...most likely dun galing yun...
may extra ang manager sa mga ganun...lalo na sa loans...
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November 9th, 2010 03:17 PM #20
BDO will bill you next year the annual fee even if you don't use the card. and if you ignore it they would charge interest pa. ginawa na nila sa akin yan dati... pero pag tinawagan mo cancel naman nila.
see my pahabol statement above. i mean, i can go on vacation anytime. but my spouse has her...
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