Results 11 to 14 of 14
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July 5th, 2004 06:29 PM #11is it possible that i can still get an account record from the company kahit na 6 or 7 years ago 'yun?
it is a permanent blemish on the c-map and it doesn't matter what the particulars of the case were... the credit investigator will immediately see it as a black flag and not dwell on the circumstances surrounding the case...
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July 5th, 2004 07:15 PM #12
change name na lang when you apply for a new credit card. It would help if you could have another billing statement with your "alternative" name on it too. :D
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Tsikot Member Rank 3
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- Oct 2002
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July 5th, 2004 07:30 PM #13guys share ko lang din experience ko. this may also help you someday...
my gf used to own a citibank mastercard...she cancelled it with very small amount of credit balance left unpaid. she did not return the card and just assume it's done. that was more than five years ago.
we decided to apply for a joint account in BPI last april. we were supprised when the teller told us that my gf cannot apply for any bank account in BPI because according to them my gf name is in their list of delinquent card holder of citibank. so better settle all unsettle things even if it's only 50 centavos because they don't care about the amount. for as long as your name is in their list, they will not allow you to open any in their bank account.
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July 5th, 2004 07:31 PM #14
To have a peace of Mind, if you know someone in the banking industry, patulong ka na lang to verify kung may record ka sa CMAP or BAP Neg file. Credit companies are using these two credit history extensively.
Buhay na buhay ang BGC this evening. Bukas halos lahat ng restaurants. Sabi pa nung isang cashier...
Traffic!