Investment Advice

[dreamur]

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BPI lang ba ang nag offer nito bro?

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[papi smith]

Sa stockbroker ko ako nag aapply Sir dream

[cutedoc]

I would like to look for advice here in tsikot regarding investment.
I’m 28, married. I just don’t know where to really put 3.8m savings (this is a separation package as i was retrenched by my company but fortunately i got new job the day after i got retrenched with 30% increase).
So here’s my situation, my wife and i already owns 2 vehicle (fxt,civicrs) so we dont really need a new one. We also have ongoing truck vehicle loan which has remaining 700k total balance. Currently, we are paying monthly for our home.

I’m the only one who’s working so i really want to know where can i put that extra 3.8M for the next 3-5years.


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1. secure family needs first get a health and income protection just in case you get sick or illness.
2. split the 3.8M to short term, medium term and long term investment.
3. short term, just in case you get retrenched, this can be a bank time deposit, it is alright if the interest is very low. because this can answer for your immediate needs.
4. medium term, to save for future travels, house or car, this can be in the form of bond, ltncd, wherein returns are higher than time deposit but longer holding period.
5. long term, for your future use, in case of death, retirement and kids education, this can be a life insurance with investment or VUL

[_Cathy_]

Welcome back cute doc!!!

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[crosswind]

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Tagal na nito and reservation is done na. Managed to get a number of shares yung bago ata na inooffer na Preferred shares at 4.5% per annum is SMC SERIES 2-K na until Nov 27 ang offering period

[felixx]

its a normal practice in bank - safe investments

[box_type]

i'd also go for the loans pay off, and kung may konting sobra pa at may analytical statistics abilities ka try mo mag crypto trading yan ang uso ngayon, imho

[ray_noel]

You’ll go crypto mining?


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[AltisAndMZ3FAN]

Thanks everyone for your advice, Finally got to see the light on this.
What I've done is to pay off loans, buy a lot, invested in long term stocks and started with postgraduate studies.

It was well worth it

[EQAddict]

Congratulations!!!!!!!


What location did u buy in?

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