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  1. Join Date
    Oct 2002
    Posts
    11,352
    #31
    1 so far, HSBC mabuhay miles visa. libre na trip ko to HK kasi ito gamit ko pang representation sa office. planning to get AIG for this year's Christmas season. for every 10k worth of accumulated purchases, meron kang 1k na GC sa Rustan's. gagamitin ko yung CC pambili ng mga regalo ng mga customers ko. hehehe
    Last edited by ssaloon; November 11th, 2006 at 01:21 AM.

  2. Join Date
    Jan 2005
    Posts
    4,866
    #32
    1 lang for my own, hsbc classic visa. to my chagrin, tinaasan nila credit limit ko. ayan, more temptation tuloy, lalo na at andaming magagandang model kit ngayon.

    *sabay tingin sa hasegawa 1/72 VF-0S with reactive armor*

    hehehe.

    and extension ako sa GE money bank visa and bpi mastercard ng parents ko, though i never use them na.

  3. Join Date
    Sep 2003
    Posts
    21,347
    #33
    Quote Originally Posted by xto View Post
    my wife and i don't go for credit cards. we preferred

    cash. pag hindi kayang bilhin talagang tiis tiis muna.

    it is my decision not to have any nanghihinayang kasi ko sa

    annual fee. hindi ka pa umuutang me utang ka na.

    Dati, meron ako Citibank at HSBC. Tinaasan pa nila yung credit limit ko. Pero nunng tumagal, at "natuwa" ako, naging PARUSA sa akin yung mga bayarin. Eventually, nabayaran ko naman lahat. After that, pina-cancell ko na.

  4. Join Date
    Oct 2006
    Posts
    53
    #34
    extensions lang

  5. Join Date
    Jun 2005
    Posts
    4,313
    #35
    Currently, I'm maintaining the BPI Gold Mastercard (with free BPI Express Credit). Extension si kumander.

    I just received the EPCI AMEX Card, which I didn't applied for. I remember I cancelled this card last year. I also learned that some of my office mates received this card too without applying. Sabi ng isang office mate ko, it's EPCI promotion - 5 years daw waived ang annual fee.

  6. Join Date
    May 2005
    Posts
    8,078
    #36
    Ilan Credit Card n'yo? .....WALA

    kasi iyon mg credit card ng utol ko ako ang dudusa mag bayad pa ngayon kaya sinumpa ko iyan ...mabuti lapit na matapos

  7. Join Date
    Jun 2005
    Posts
    161
    #37
    Quote Originally Posted by Red Bureau View Post
    I have 8. But most of the time, I'm using BPI Gold Credit or the BPI World Perks. Also HSBC Visa Gold and Standard Chartered Gold.
    What's the logic of having 8 Gold Credit Cards anyway?

  8. Join Date
    Mar 2006
    Posts
    141
    #38
    Ako I have 4 pero barya barya lang ang credit limit. I tend to use it (the statement of accounts ha and not on the financial side) for credentialing pag kailangan mag loan or post-paid fones. hehehe.

    I gave extensions to every member of the family para kahit wala ako at may emergency sa bahay, hindi na ako kailangang hintayin.

  9. Join Date
    Oct 2002
    Posts
    3,883
    #39
    Amex Platinum - pang grocery
    Shell Citibank Gold Mastercard - pang gas
    Petron BPI Mastercard - pang gas
    Metrobank Mastercard - pang personal
    PS Bank Mastercard - pang negosyo

    closed na yung ibang card dahil di naman nagagamit...para di sayang annual fee..

  10. Join Date
    Nov 2005
    Posts
    394
    #40
    wala... awa naman ng diyos, kaya ko pa gastusan yung mga "needs" ko and keep some for emergencies and savings... yung mga "wants" ko e pinagiipunan ko na lang.

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Ilan Credit Card n'yo?