How much do you make in a month?

**glntVR** · August 27th, 2004 11:32 AM

4800 from my allowance! wala pa ko work! haha

**mazdamazda** · March 16th, 2005 11:50 AM

lapit na ang appraisal time sa amin... sana ma realign naman ang sweldo namin...

**odell** · March 16th, 2005 12:01 PM

hmm.. ako naman mga sideline sideline.. pero minsan malaki nakukuha minsan nalulugi din.. pero dem.. ang gastos.. need to keep myself thrifty ba un.. basta un magtipid.. kasi pag may cash ako on hands.. dali eh.. pero im proud to say na i earn.. a lot sometimes on my own

**BlueBimmer** · March 16th, 2005 12:03 PM

odell youngest millionaire ng tsikot nuff said hehehe

**odell** · March 16th, 2005 12:13 PM

ngek!. kaw un bimmer boy :p hehehehe..

**kimpOy** · March 16th, 2005 12:15 PM

odell, dapat sa panahon ngayon, marunong kang mag manage ng money mo, hindi masabi bukas tumaas ang inflation rate, bukas ma bank-run,

una, pay yourself, putcha naman dapat lang naman na sinusuwelduhan mo ang sarili, para saan naman ang pinagpaguran mo,
ako may suweldo ako kahit may sarili akong business, a portion of that lets say 10 percent eh para sa personal ko like CDs, Car Stuffs...other portions sa expenses...and lastly yung remaining sa savings,
pero wag mong patulugin sa bank ang savings mo, invest in mutual funds or the likes, a mininum of 5K is ok na basta see to it nasa 8% pataas ang interest atleast below inflation rate.
madami na akong nakitang sobrang yaman noon, ngayon ni decent damit hindi makabili.

**odell** · March 16th, 2005 12:20 PM

actually kasi in the business im in.. its not that stable.. pero im starting a traditional business this comming summer... what do you mean by inflation rate?.hehe. hidne ako nakikinig ng economiscs eh. hehehe

**mazdamazda** · March 16th, 2005 12:25 PM

inflation rate... depreciation of you money...

say you have P1000 today. it can buy you 500 pieces of candies.

next year, your P1000 will only buy your 400 pieces of candies.

right now... between 5-7% ang annual inflation rate natin. so yung majority ng pera mo, dapat kumikita ng more than that... kaya wag lang sa commercial banks ilagay ang pera... may mga t-bills, mutual funds, etc.... dapat diversified kung saan nakalagay ang pera mo...

and as always... dapat may protection ka na muna in the first place... like life insurance, health insurance & pension.

**mikaztro** · March 16th, 2005 12:30 PM

Ingat kayo madami taga BIR dito. Hehehe
Kimps, you do make sense bro! Mutual funds or Bonds are better than to put your money in the bank with so-so interest and the inflation rate is getting higher and higher.

**kimpOy** · March 16th, 2005 12:31 PM

ah basta kahit di ka stable, yung kinikita mo,magtabi ka para sa sarili mo, magtabi ka para sa expenses (well binata ka pa naman so minimal pa yan or zero) at magtabi ka para sa savings mo,

imagine mo mag tabi ka lang ng 1K a month in 30 years may 360K ka na, so pwedeng mag gimik yun since retired na ako by that time.

also para ma monitor mo rin ang gastos mo, mahirap na sakit ang impulse buying.