View Poll Results: How much do you make in a month?
- Voters
- 375. You may not vote on this poll
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less than P10,000
18 4.80% -
P10,000 to P15,000
30 8.00% -
P15,001 to P20,000
27 7.20% -
P20,001 to P30,000
59 15.73% -
P30,001 to P40,000
43 11.47% -
P40,001 to P50,000
30 8.00% -
P50,001 to P100,000
68 18.13% -
P100,001 to P200,000
51 13.60% -
P200,001 to P500,000
31 8.27% -
more than P500,000
18 4.80%
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August 24th, 2004 01:30 PM #52
for my opinion.
Its not a matter of how much you earn, its a matter of how much you spend.
'Yong taong kumikita ng 10,000 per month, for sure may mga gustong bilhin na di mabibili every month, same as with a person na kumikita ng 500,000 a month, for sure meron din siyang din siyang di nabibili every month na gusto niya.
Point ko lang is, ang lifestyle sumusunod lagi 'yan sa kinikita ng tao, kung nung dati nag Ma-McDonalds ka lang 5 years ago, tapos ngayong kumikikita ka na ng malaki, baka hindi na McDonalds kundi, sa Tia Maria's or kahit saan mang mamahalin na resto.
My 2 cent comment.
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August 24th, 2004 01:45 PM #53
so true hehe, usually nasa ratio yan eh, if you're the type who spends 30% of your net salary on NON-ESSENTIAL expenses like gadgets, accessories, etc, kahit gano kalaki na sweldo mo, 30% padin ang gagastusin mo sa mga bagay na yun.
for most people kasi, when they see an increase in income, automatically they see an increase in PURCHASING POWER instead of savings...
ako, admittedly ganun ako before, I was wondering baket nung new hire (1st job) ko up to mga 4 years na ako nagwowork wala padin akong savings although my salary jumped to around 80% more from my first job... ganun din, everytime i earn more, gastos ako sa oto, gastos ako sa phone, etc etc..
nagbago lang nung may anak na... hehe, dun ko narealize (the past 5 months or so), ang laki pala na masasave for the future kung binubudget ang non-essential spendings...
you'll be surprised at how much you spend on newspaper, parking, soda, candy, etc on a daily basis.
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Tsikoteer
- Join Date
- Oct 2002
- Posts
- 10,620
August 24th, 2004 02:15 PM #54so true talaga, specially groceries, bills kapag in add mo hay nakupo!!! mapapaupo ka talaga.
ako naka file lahat ng gastusin.
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August 24th, 2004 02:16 PM #55
korekek! pag lumalaki sweldo, adjust ka din sa gastos mo...kasi kaya na bumili ng mas mahal..hehe.
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August 24th, 2004 05:42 PM #56
pay yourself first kasi. bago ka magbayad ng kahit ano, bago ka bumili ng kahit isang rag pamunas ng kotse mo, before you even give money to the church, pay yourself first. meaning, put in the bank what you always tell yourself you will save for the month. pag tapos ng 1 year may 12 months ka na. after 5 years, 60 months. laking pera na yan.
if not in the bank, put it in an investment that grows. like real estate.
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Tsikoteer
- Join Date
- Apr 2004
- Posts
- 653
August 24th, 2004 06:23 PM #57dami nga atang ganitong similar threads..
but this one asks for a poll not suited in my current work situation..
the only thing applicable is that the very money i earned & sent home (90% of it) goes into our banking system..malamang yong demographics criteria ni sir selectamagnolia encompasses these monetary flow structures..
putting aside too much bla-bla about criteria, i am not casting any vote on the poll..
topic-wise, my monthly earning is dictated by fx fluctuations..it is enough to cover the basic household expense, bills, insurance payments, mortgages, expenses not covered by pre-need EP, gaso'+ maintenance, emergencies, subsidies ("bilmoko nyan", "maawing nilalang", etc.) and comes the next monthly cycle again.. plus net savings(15% of monthly take)..
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August 24th, 2004 07:59 PM #59
Medyo OT po ito, kung may P2Milyon cash kayo on the side, saan magandang iinvest ito?
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August 24th, 2004 08:02 PM #60
2M? Ako malaking part gagawin kong USD or other more stable currency, then pasok sa investment fund
Kwento ng katrabaho ko, meron daw sya officemate dati na Italiano na tinanong daw bakit...
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