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  1. Join Date
    Oct 2002
    Posts
    14,825
    #11
    Quote Originally Posted by kihtmaine View Post
    Another francswiss ba ito?
    Yup... same scheme...

  2. Join Date
    Oct 2002
    Posts
    10,620
    #12
    there's no such thing as easy money...

  3. Join Date
    Jun 2007
    Posts
    1
    #13
    Hi, newbie here...I guess this is a new scheme to lure those who want to make easy money. My boss has also invested on something like that, something to do with swiss cash i guess it's a new trend similar to forex. Hmm...in any case, I'm not taking chances...But then again, we'll never know until we try..

  4. Join Date
    Aug 2003
    Posts
    9,720
    #14
    ung alam ko lang na SM Fund is the current SM Dev't Corp.

    tread carefully bro, this stinks of a scam

  5. Join Date
    Jul 2005
    Posts
    13
    #15
    Yes I am getting it this monday, actually $390 sa monday. Sali friend ko bukas.

    Yes it's true, risky siya kasi investment sa internet pero nabawi ko na kaya tapos na yung risk days ko. Profit days na lang :D

    Sana nga tumagal kahit 1 year lang, diba lahat naman sinasabi pyramid yan wag ka sumali, di yan tatagal ng 1 year, maximum 2 years malamang etc. Dun na ko sa within 1 year at least kikita pa ko, after that then tapos na but I got enough savings na :D

    Nabasa ko rin... may nagsasabi yung friend sumali sa katulad nito dati, madami na ganito, forever living, etc pero yung mga unang sumali talagang kumita. Face reality din kung sumali ka, ako nung sumali ako inisip ko puwedeng mawala to. Talagang kung hindi kaya, wag ipilit yun lang maipapayo ko pero kung kaya naman at puwedeng i risk why not....

    You just have to know kung sino mga kasama mo, kasi alam ko yung iba inuutakan kahit mga kaibigan.

  6. Join Date
    Sep 2004
    Posts
    2,976
    #16
    Question po: How are you getting your investment profits back? Will it be personally handed to you by your upline? In US $$$ din ba? Bank transfer? Check (pay to cash? or in your name?)

  7. Join Date
    Aug 2006
    Posts
    728
    #17
    Quote Originally Posted by angel247 View Post
    Yes I am getting it this monday, actually $390 sa monday. Sali friend ko bukas.

    Yes it's true, risky siya kasi investment sa internet pero nabawi ko na kaya tapos na yung risk days ko. Profit days na lang :D

    Sana nga tumagal kahit 1 year lang, diba lahat naman sinasabi pyramid yan wag ka sumali, di yan tatagal ng 1 year, maximum 2 years malamang etc. Dun na ko sa within 1 year at least kikita pa ko, after that then tapos na but I got enough savings na :D

    Nabasa ko rin... may nagsasabi yung friend sumali sa katulad nito dati, madami na ganito, forever living, etc pero yung mga unang sumali talagang kumita. Face reality din kung sumali ka, ako nung sumali ako inisip ko puwedeng mawala to. Talagang kung hindi kaya, wag ipilit yun lang maipapayo ko pero kung kaya naman at puwedeng i risk why not....

    You just have to know kung sino mga kasama mo, kasi alam ko yung iba inuutakan kahit mga kaibigan.
    MLM, or Multi-Level Marketing is a distribution setup meant to encourage people to sell the products of the parent company, like Forever Living, NuSkin International, Legacy, etc. etc.

    It's not pyramiding, like what SMFund, FrancSwiss and other website-driven "high-yield investment companies".

    MLM is legal, pyramiding is not. Why? Because in MLM, the "main objective" is to push the products through direct selling. The loophole here is that when you recruit other people, they need to buy some goods as a startup package for them to sell, which is counter by the company as sale (even if the member did not get to sell the products. remember what they say >> pag di mo nabenta, edi personal use na lang.)

    Your SMFund just gets money from "investors" then use that money to pay off people up the chain. so when noone is recruited, the pyramid fall down.

    Basically, your "earnings" are other people's hard earned money down the pyramid level. Can you stomach that?


    Congratulations, you just ripped someone off.
    Last edited by torque2006; June 28th, 2007 at 08:11 PM. Reason: grammar

  8. Join Date
    Jan 2007
    Posts
    4,459
    #18
    MLM - Maloloko Lang Magpapaloko

    HYIP - Hilain Yung Innocent sa Panloloko

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Has anyone heard of a company called SMFund?