Frugal Living: What Habits Help You Save Money?

**Vodka** · November 13th, 2018 10:05 PM

buy products, not brands

**Ry_Tower** · November 14th, 2018 11:57 AM

Originally Posted by Vodka

buy products, not brands

Although sometimes, the brand got its reputation because of its products.

**XTO** · November 14th, 2018 12:23 PM

Originally Posted by MR_BIG18

It took me 3 days to sort the 5 and 10 pesos..then transporting it to the bank was a pain...

haha, next time let them sort

**_Cathy_** · November 16th, 2018 12:21 AM

Originally Posted by dr. d

my son.
he has money. he has plastic.
yet he still comes over when he has to spend on something not-so-small.

Because he knows you have more money than he does! hahaha!

Originally Posted by shadow

This is the best saving tip ever! [emoji1787]

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My Mom noticed that I am nagtitipid because I have to ask her even for small amount! hahaha! Hassle naman maglista pa ng less than P100 sa app, I will avoid it as much as I can.

Originally Posted by sean-archer

Wow. This app is interesting. I'll have it a look.

20p coke zero? Saan yan?

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I really don't know how much a bottle of soda costs and I assumed P20 will be enough

Originally Posted by sean-archer

Or get a hubby or bf?

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You would be surprised that there are a lot of men who have no clue how it is to be a real man

I was appalled to find out that there are men who don't even know how to change a tire. Kaya ata tumanda na ko ng single, I still can't find anyone close to my Dad (he is my benchmark) My Dad is a corporate guy but he is also mekaniko, tubero, electrician, pintor, karpintero, technician HAHAHA! My Mom is very proud of my Dad's skills

When it comes to character closest si crush

**Luiscachero** · August 21st, 2019 09:22 PM

Hi up ko lang po ito!

I just want to ask for tips regarding the use of credit cards? I currently have two credit cards now but it's kind of a pain in the ass to pay because It eats up at least 20% of my take home pay per cut-off. Though I only use my credit cards for necessities like gas, phone bill, and groceries. Any helpful tips on budgetting will be appreciated. Thank you very much.

**minicarph** · August 21st, 2019 09:44 PM

try mo mag PayMaya para may rebates ka ba sa mga bills mo

**MR_BIG18** · August 21st, 2019 09:46 PM

Originally Posted by Luiscachero

Hi up ko lang po ito!

I just want to ask for tips regarding the use of credit cards? I currently have two credit cards now but it's kind of a pain in the ass to pay because It eats up at least 20% of my take home pay per cut-off. Though I only use my credit cards for necessities like gas, phone bill, and groceries. Any helpful tips on budgetting will be appreciated. Thank you very much.

Can you live without using them? if youre problem is that it eats up a large chunk of your salary, that means that you dont have cash to pay them outright, dapat kitain mo muna, suggestion is pay off everything and stop using them, CCs are for convenience, not for paying for things you cant afford yet

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**kagalingan** · August 21st, 2019 10:39 PM

Be single, do not marry, wag pasosy, wag broadcast magpalit ng diaper ng aso sa mall

**carwhacko** · August 21st, 2019 11:35 PM

Originally Posted by Luiscachero

Hi up ko lang po ito!

I just want to ask for tips regarding the use of credit cards? I currently have two credit cards now but it's kind of a pain in the ass to pay because It eats up at least 20% of my take home pay per cut-off. Though I only use my credit cards for necessities like gas, phone bill, and groceries. Any helpful tips on budgetting will be appreciated. Thank you very much.

IMO hindi naman credit card siguro problem mo? Those things na sinabi mo are necessities as you said siguro you need to lessen lang or make a budget / limit lang talaga for gas, phone bills and groceries. Kung ano lang need mo yun lang bilhin mo lalo sa food. Not unless may ibang purchases ka pa sa card na big amounts na hindi mo nabanggit.

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**vinrem** · August 22nd, 2019 12:05 AM

Originally Posted by Luiscachero

Hi up ko lang po ito!

I just want to ask for tips regarding the use of credit cards? I currently have two credit cards now but it's kind of a pain in the ass to pay because It eats up at least 20% of my take home pay per cut-off. Though I only use my credit cards for necessities like gas, phone bill, and groceries. Any helpful tips on budgetting will be appreciated. Thank you very much.

Don't ever ever pay your credit card in minimum amount, pay it in full.

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