Frugal Living: What Habits Help You Save Money?

[jut703]

Can anyone recommend an app where I can list down ALL my daily spendings?

I want to try this for a month. My Mom told me in passing na almost everyday I have a package from shopee or lazada. That made me think kasi although most of my online purchases are below 1k, it's frequent so that adds up!

Also my recent addiction is Serenitea's brown sugar taho, that's P150 per day din I need to save because my BFF and I are going on a trip next year and my Mom already told me she will not pay for it!

Money Lover.

Let's you track expenses on a daily basis:



Also gives you a summary of your monthly expenses:



Can also sync between devices and has cloud backup so even if I change phones the data isn't lost.

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[mina_nuka]

Only use 1 square of toilet paper🐷🐷🐷

[Wh1stl3r]

^
Bidet is cheaper. Zero TP 🙂

[iliveinyourcar]

Can anyone recommend an app where I can list down ALL my daily spendings?

I want to try this for a month. My Mom told me in passing na almost everyday I have a package from shopee or lazada. That made me think kasi although most of my online purchases are below 1k, it's frequent so that adds up!

Also my recent addiction is Serenitea's brown sugar taho, that's P150 per day din I need to save because my BFF and I are going on a trip next year and my Mom already told me she will not pay for it!

I am using the premium version of the Bluecoins app. Medyo pricey nga lang at 300+ but the developers are Filipinos so okay na rin. The basic version is fine but with premium, you get no ads and you get added features. My favorite is the "insight", a little pop-up that tells you how you're doing financially against how you were doing last month. I have tried using other apps but this one is the best for me!

Bluecoins Finance: Budget, Money & Expense Tracker - Apps on Google Play

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[dreamur]

Utang is life - OB



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[bloowolf]

I got rid, (& still in the process of getting rid) of things that are expensive in my life. I got rid of my gas guzzling SUV (spending 18k to 22k in fuel a month) & got myself a diesel hatch where I spend bet 4k to 6k a month. The savings enabled me to buy an SUV. I always pay my credit cards in full & I never buy anything hulugan except for my SUV (Ipaid for half & the other half, I borrowed from my Sister, paying her a lot more than what any bank investment would return, but still a lot lower than if I got a bank loan). Got rid of our old a/c for an inverter, replaced all the lamps in my house to LED, changed my old Globe plan to a cheaper one. I always buy when items are on sale (recently, I bought Adidas Response Boost for only P1,600 in a sale in Go Sport). More to come, but one habit I have to get rid of is impulse buying.

[_Cathy_]

Installed bluecoins. I love it! I tried all the apps but this is the most simple. I can also customize the categories (eg I can add pet care)

But what I like most is the summary. I want to know kasi where most of my money goes. It even has time.

What I don't like is I can't back it up. P300 is one time payment ba?

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[remzam]

Installed bluecoins. I love it! I tried all the apps but this is the most simple. I can also customize the categories (eg I can add pet care)

But what I like most is the summary. I want to know kasi where most of my money goes. It even has time.

What I don't like is I can't back it up. P300 is one time payment ba?

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Wala bang cloud sync? Kung meron, that serves as your backup.

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[dr. d]

don't card. and don't carry around too much cash.

problem is, the second trip costs me for gas and parking money.
and the price of the goods hasn't dropped a week after i first spied it.
heh heh.

[dr. d]

^
Bidet is cheaper. Zero TP ��

what is used to dry?
blow-dry?
heh heh.
hey! ...not a bad idea...

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Only use 1 square of toilet paper������

but how many layers?