Frugal Living: What Habits Help You Save Money?

[_Cathy_]

careful lang sa pag gamit ng debit card. that is your cash. pag na skim yan dali pera mo. unlike CC, until binayaran mo pera ng banko yan.

That's why I don't use my debit card. Only did it once in over a decade.

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[viper888]

What we do is we have a separate account for debit use, we never put more than 20k in it unless we are going abroad.


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[kimbon]

basically debit card is likely similar to piggy bank. susungkitin ang pera sa piggy bank when needed. As platinum globe subscriber pinadalhan nga ako ng globe blue debit card pero di ko ginagamit sa pambayad. ang silbi lang sakin nito I get priority lane kapag nasa globe business center. may sariling pila ang platinum subscribers.

[n_spinner06]

Parang may nabasa ako before na kapag ginagamit mo credit card and you pay on time, you can get lower rates when applying for loans. Credit rating or something. Haven't experienced it personally though. If true, laking benefit nito if kailanganin magloan sa future...

[shadow]

Parang may nabasa ako before na kapag ginagamit mo credit card and you pay on time, you can get lower rates when applying for loans. Credit rating or something. Haven't experienced it personally though. If true, laking benefit nito if kailanganin magloan sa future...

Wala pa yan. Parang maguumpisa pa Lang yun integrated credit ratings dito. From utilities, cellphone bills and other loans.


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[Vodka]

save money? buy PRODUCTS, not BRANDs.

e.g. those oakleys or raybans that are so popular w/ sheeple are made by the evil monopolistic corp Luxottica

don't buy apple. remember folks, if you removed ALL APPLE PRODUCTS in the world today, we'd be ok tomorrow. can't say the same about microsoft products. apple simply overprices coz people are willing to hand over the cash, so just don't

[jut703]

save money? buy PRODUCTS, not BRANDs.

e.g. those oakleys or raybans that are so popular w/ sheeple are made by the evil monopolistic corp Luxottica

don't buy apple. remember folks, if you removed ALL APPLE PRODUCTS in the world today, we'd be ok tomorrow. can't say the same about microsoft products. apple simply overprices coz people are willing to hand over the cash, so just don't

Same goes for anything branded. Why single out Apple?

Samsung pricing their Note 5 at 35k is ok but the iPhone 6S+ at 40k is overpriced?

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[unmarked]

Same goes for anything branded. Why single out Apple?

Samsung pricing their Note 5 at 35k is ok but the iPhone 6S+ at 40k is overpriced?

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and the world is a lesser place without apple products. Steve Jobs is a genius.

[KenGarcia]

save money? buy PRODUCTS, not BRANDs.

e.g. those oakleys or raybans that are so popular w/ sheeple are made by the evil monopolistic corp Luxottica

don't buy apple. remember folks, if you removed ALL APPLE PRODUCTS in the world today, we'd be ok tomorrow. can't say the same about microsoft products. apple simply overprices coz people are willing to hand over the cash, so just don't

Same goes for anything branded. Why single out Apple?

Samsung pricing their Note 5 at 35k is ok but the iPhone 6S+ at 40k is overpriced?

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I don't think Apple just simply overprices their products (like for mooooooore profits). May mga factors naman kasi to consider. Materials, Build Quality, Research and Development, Costs, Marketing and Advertising and so much more.

[Vodka]

and the world is a lesser place without apple products. Steve Jobs is a genius.

what did steve jobs do? nothing much. he just stole ideas and made a lot of money. save your admiration for someone truly revolutionary

we'd all be just fine without apple stuff coz they don't run mission critical stuff. sure the selfie crowd would miss their iphones but they could just go out and buy another phone