New and Used Car Talk Reviews Hot Cars Comparison Automotive Community

The Largest Car Forum in the Philippines

Results 1 to 5 of 5
  1. Join Date
    Feb 2008
    Posts
    554
    #1
    Mga parekoy... Sino ang nakapag early termination na ng housing loan sa BDO? O kahit saang bank? Kasi yung sa akin 10 years contract then at 3 years gusto ko ng i-full payment... Magkano kaya ang penalty?

    Sent from my GT-P7510 using Tapatalk 4

  2. Join Date
    Dec 2012
    Posts
    304
    #2
    pwede ka mag bayad during repricing date with minimal fee. kung hindi, yung appropriate fees nandun sa contract na pinirmahan mo.
    sa HSBC ang housing loan ko, annual repricing, so once a year pwede ako mag bayad ng any amount for a 500-peso fee. yun ang nakalagay sa contract. 5-year term with annual repricing, naka 1 year na ko at nakapag lump sum na din. hopefully next year mag early termination na.

  3. Join Date
    Feb 2008
    Posts
    554
    #3
    Thanks... Tingnan ko sa contract

    Sent from my HTC Desire V using Tapatalk 4

  4. Join Date
    Apr 2005
    Posts
    212
    #4
    sa anniversary date mo i terminate para very minimal lang ang fee.
    if i remember it right, mga 200 lang ata fee ko.
    i had the same contract as yours. 10years pero after 3years ni-terminate ko na.

    wag kang mag alala, sobrang laki na ng kinita ng bank sayo. hehehe
    kasi sa 1st 3 years puro interest napunta ang binabayad natin na monthly.

  5. Join Date
    Feb 2008
    Posts
    554
    #5
    Quote Originally Posted by Just View Post
    sa anniversary date mo i terminate para very minimal lang ang fee.
    if i remember it right, mga 200 lang ata fee ko.
    i had the same contract as yours. 10years pero after 3years ni-terminate ko na.

    wag kang mag alala, sobrang laki na ng kinita ng bank sayo. hehehe
    kasi sa 1st 3 years puro interest napunta ang binabayad natin na monthly.
    Thanks

    Sent from my HTC One using Tapatalk

Early termination of Housing Loan