Credit cards [Merged]

**boybi** · August 7th, 2006 05:55 PM

Originally Posted by Dvorak

walang charge ang balance transfer.. or fee?? pero syempre may interest.. mas mababa ito kesa monthly interest nang credit card.. for Equitable AMEX, it's .99% per month lang.. compare sa 3.50% nang credit card.. halimbawa.. kung mag transfer ka nang 10,000 for 1 year.. 932.33 lang babayaran mo for 1 month.. for a total of Php11,187.96 for 1 year.. mag earn din nang points.. kaya yung balance ko sa HSBC.. ni transfer ko na sa AMEX gold ko..

ang balak ko sana, yung mga bills ko sa ibang credit cards, gagamitin kong pangbayad yung hsbc mabuhay miles ko. pero babayaran ko rin naman ng 1 time lang para maka earn ulit ng points/miles. meron din kayang charges/fees ito?

**j_avonni** · August 7th, 2006 05:57 PM

Have you been approached by Family First representatives asking if you have Credit Card/s? If you said yes, they would give you some freebies and offer you something. Pag ako kasi, sinasabi ko wala akong credit cards because I always transact in cash. Then, hindi na ako papansinin. Ano ba yung kanilang product/s?

**Bogeyman** · August 7th, 2006 06:02 PM

AFAIK, Family First offers insurance policies. Nireklamo na sila dati for misleading business practices.

**j_avonni** · August 7th, 2006 06:04 PM

Originally Posted by Bogeyman

AFAIK, Family First offers insurance policies. Nireklamo na sila dati for misleading business practices.

Bakit kaya ang gusto nilang prospects ay yung mga credit card holders? Pero, marami pa ring pumapatol sa kanila.

**Bogeyman** · August 7th, 2006 06:19 PM

Baka ok na sila ngayon, dami ko pa ring nakikitang prospective clients sa Megamall office nila. Pero ako, if I have to sit through one of their seminars just to be able to get the so-called freebie, forget it.

**totoybato** · August 7th, 2006 06:24 PM

pwede kasing i charge sa credit card yung monthly premiums just in case makumbinsi ka nilang kumuha. Naka attend na ako minsan sa seminar nila, freebies na nakuha namin ay isang transistor radio, hehehe , ibinigay ko dun sa kasambahay namin , that was five years ago.

**mikmik316** · August 7th, 2006 08:51 PM

Originally Posted by Bogeyman

AFAIK, Family First offers insurance policies. Nireklamo na sila dati for misleading business practices.

Have attended their seminar. Its basically a deposit with supposedly higher interests... encouraging you to save money... Kumbaga e kung ang investment options mo lang ay bank deposits, time deposits o eto.... You will be encouraged na mas mataas ang interest nito... Pero syempre this is a private firm kaya kung sa tingin mo nde risky e d mas better ang rates kesa bank.

**Bogeyman** · August 7th, 2006 09:24 PM

Originally Posted by Bogeyman

Baka ok na sila ngayon, dami ko pa ring nakikitang prospective clients sa Megamall office nila.

Okay, apparently Family First still hasn't run out of critics in this day and age...

http://www.gov.ph/forum/thread.asp?r...22968&catID=13

**boybi** · August 7th, 2006 09:29 PM

guys, OT na kayo. just make a thread regarding family first.

**j_avonni** · August 7th, 2006 09:35 PM

Originally Posted by totoybato

pwede kasing i charge sa credit card yung monthly premiums just in case makumbinsi ka nilang kumuha. Naka attend na ako minsan sa seminar nila, freebies na nakuha namin ay isang transistor radio, hehehe , ibinigay ko dun sa kasambahay namin , that was five years ago.

Were they able to convince you to buy their insurance?