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  1. boybi's Avatar
    boybi
    boybi is offline Tsikot Member Rank 8
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    August 6th, 2006 06:29 PM #41
    pinakamadaling kausap ang metrobank pero hindi maganda ang perks, kaya ok lang as backup card, laging waived ang annual fee kahit konti lang purchases.

    ang maganda sa BPI is yung appliance madness nila, pero natatapatan naman ng citibank.

    yung hsbc pwede rin naman maginquire online. mas secure pa nga ito dahil meron silang pinadalang parang PIN code generator. tsaka madalas mag promo ng mga double or triple miles for mabuhay miles.
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  2. empy's Avatar
    empy
    empy is offline Tsikoteer
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    August 6th, 2006 09:47 PM #42
    Quote Originally Posted by sherwintommy
    go for Diners......one of the best.....
    madami bang tumatanggap ng Diners sa Pinas? dito kasi halos wala eh.
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  3. bolantoy's Avatar
    bolantoy
    bolantoy is offline Verified Tsikot Member
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    August 6th, 2006 10:13 PM #43
    i have hsbc mastercard and visa, waive ang annual fee for life... hehehe
    yung equitable visa pinacancel ko, mahal ng annual fee $120.
    Last edited by bolantoy; August 6th, 2006 at 10:15 PM.
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  4. ssaloon's Avatar
    ssaloon
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    August 6th, 2006 10:18 PM #44
    keep em coming guys. i'll probably make my decision in a week or two when the billing of my citibank card arrives. i just have to settle the balance, and they'll close my cc account
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  5. baiskee's Avatar
    baiskee
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    August 6th, 2006 10:49 PM #45
    BPI. so far, wala kasi akong naging problema... bpi-petron card naman gamit ko pang gas. ;)
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  6. 109's Avatar
    109
    109 is offline Tsikot Member Rank 4
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    August 6th, 2006 11:12 PM #46
    Quote Originally Posted by mazdamazda
    ssaloon... i like citibank because i can check my balance & transactions online. but badtrip rin ako kasi ayaw nila i-waive pa rin ang annual fee kahit na isang damukal na transaction ang gawin ko.

    IMO - ok ang BDO Gold.
    kung madalas mo gamitin at laging malaki transaksiyon at laging on time ka magbayad tas bigla mong irequest na i-close ang account mo kasi hindi nawe-waive ang annual fee nila........ano kaya maging sagot nila. i don't think na pakakawalan ka nila kung maganda credit standing mo.
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  7. wildthing
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    August 6th, 2006 11:38 PM #47
    maarte lang talaga ang citibank....pero sa mga card na nagamit ko, citibank is very reliable (even outside Philippines)....

    BPI and Metrobank seems to be a good back-up card...pero nababad trip ako sa BPI kasi the bill arrival nila minsan paltos...yung courier nila is not reliable.
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  8. ILuvDetailing's Avatar
    ILuvDetailing
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    August 6th, 2006 11:55 PM #48
    Gamit ko ngayon Citibank and BDO. Pag nagpagas ka sa Petron pwedeng dagdag points sa SM advantage card.

    Waived yung annual membership ko sa Citibank, bawas na lang sa points. Pag walang points ata di pwedeng i-waive yung annual membership fee e.g. Citibank mini.
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  9. oldblue's Avatar
    oldblue
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    August 7th, 2006 05:04 AM #49
    BPI CC and Metrobank cC
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  10. the_wildthing's Avatar
    the_wildthing
    the_wildthing is offline Tsikot.Com Tambay
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    August 7th, 2006 05:23 AM #50
    Quote Originally Posted by mazdamazda
    ssaloon... i like citibank because i can check my balance & transactions online. but badtrip rin ako kasi ayaw nila i-waive pa rin ang annual fee kahit na isang damukal na transaction ang gawin ko.

    IMO - ok ang BDO Gold.
    Puwede mo ipa-convert yung points mo to apply to your annual fee.
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