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Results 191 to 200 of 201
  1. Join Date
    Oct 2002
    Posts
    33,603
    #191
    Quote Originally Posted by userfriendly View Post
    Shadow,

    How did you get free lifetime membership sa BDO?
    I'm one of the founding member...meron nakasulat under sa name ko sa card na "founding member".

  2. Join Date
    Feb 2004
    Posts
    289
    #192
    shell citi, 5% rebate on participating shell gasoline stations

    citi rustan's card para sa shopping at grocery

    citi premeir miles para sa travel


  3. Join Date
    Nov 2002
    Posts
    3,151
    #193
    im using epcib titanium card, gusto ko siya kasi kakaiba ang shape ng card hehehe

    but i did haggle to have its annual fee waived, sabi ko pag di waived yun ill cut it and transfer to other card company ang daming nagoofer, nanghihinayang lang ako sa accumulation ko na points kaya i stay with epcib.

  4. Join Date
    Apr 2006
    Posts
    894
    #194
    CMIIW... KUNG 0% interest yung instalment plan ng purchase mo, di dapat tumaas kaysa sa dapat bayaran.

  5. Join Date
    Oct 2002
    Posts
    33,603
    #195
    maganda yun American Express platinum, libre ang lounge sa NAIA 1, with free foods and drinks...

  6. Join Date
    Aug 2005
    Posts
    4,293
    #196
    My wife got a platinum citi premier miles with 7 figures credit limit.....we are former cathay pacific citibank. Planning to call the bank and change the credit limit...delikado na!
    Last edited by Isuzoom; August 3rd, 2008 at 07:38 AM.

  7. Join Date
    Dec 2005
    Posts
    608
    #197
    Quote Originally Posted by Isuzoom View Post
    My wife got a platinum citi premier miles with 7 figures credit limit.....we are former cathay pacific citibank. Planning to call the bank and change the credit limit...delikado na!
    delikado nga yan, temptation galore. kaya ako, never upgraded it to more than 6 figures. hangga ngayon 60k lang ang limit ko for more than 11 years na.

    shell citibank mastercard gamit ko. customer service keep on urging me to upgrade but no thanks. no FC but with rebates coming from shell. pang offset nga ng annual fee. never ko pa nasubukan magpawaive ng AF, masubukan nga ngayon, sabihin ko after 11 years ngayon lang ako hihirit.

  8. Join Date
    Dec 2005
    Posts
    38,653
    #198
    Quote Originally Posted by compact View Post
    delikado nga yan, temptation galore. kaya ako, never upgraded it to more than 6 figures. hangga ngayon 60k lang ang limit ko for more than 11 years na.

    shell citibank mastercard gamit ko. customer service keep on urging me to upgrade but no thanks. no FC but with rebates coming from shell. pang offset nga ng annual fee. never ko pa nasubukan magpawaive ng AF, masubukan nga ngayon, sabihin ko after 11 years ngayon lang ako hihirit.
    You should do it bro. Never paid for our annual fees in any of the 3 credit cards that we currently hold... Hindi rin nila binabawasan ang points na hawak namin....

    6505:Bath:

  9. Join Date
    Oct 2007
    Posts
    295
    #199
    i'm trying to pay off all my cards para wala na akong utang. pinapa-balance transfer ko na nga yung iba para bumaba yung interest rate...

  10. Join Date
    Apr 2007
    Posts
    2,449
    #200
    Quote Originally Posted by Honda97 View Post
    i'm trying to pay off all my cards para wala na akong utang. pinapa-balance transfer ko na nga yung iba para bumaba yung interest rate...
    this is one advantage of having more than one credit cards. . .esp. kung magkalayo ang date ng payment deadline nila. . .pwede mo lang ipasa-pasa kung kaya rin lang ng credit limit of each until such time na makaluwag ka to pay them off unti-unti. . .

    credit cards are a good tool if used smartly and with caution. . .let's take advantage of the credit card companies, and not the other way around

Credit cards [Merged]