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Results 131 to 140 of 201
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September 24th, 2006 04:51 AM #131
i remember last year, my cc was stolen... and guess what they bought? TWO PLASMA TVs!!! kaboom! i never had a plasma tv tapos nacharge-an ako... sheesh... no choice mom ko but to pay...
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September 24th, 2006 06:18 AM #132
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Tsikot Member Rank 2
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September 24th, 2006 08:55 AM #133
trivia: according to visa ang mastercard, any signature that would appear sa signature slip or even a pen mark/smudge is considered a valid signature provided nandun ang ccard during the transaction...
kaya dapat kilatisin talaga ng mga saleslady/clerk ang pirma kasi pag hindi, patay na ang may-ari ng stolen card.
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Tsikot Member Rank 4
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September 24th, 2006 12:54 PM #135By law you are protected as soon as you report the loss to the issuing bank. If the transactions were processed after you reported the loss, you don't have to pay.
I lost my wallet a few years back. Had no problem with U.S.-issued cards since my AT&T Platinum CSR took care of all the necessary notifications. But a fraudulent transaction was processed with my Equitable card by an athletic shoe shop in Robinson's Galeria after I have reported the loss. Equitable reversed the charge but the store contested the reversal. So I was forced to ask my lawyers to investigate. Turned out the signature on the transaction slip was way different from my signature. So my lawyers threatened to file criminal charges against the processing clerk and the store manager. They immediately reversed the transaction.
BTW, you may want to skip signing your CCs. Instead write down on the space "PLEASE SEE SIGNATURE ON DRIVER'S LICENSE." This way, the processing clerk will have no choice but to ask for your DL to check your signature. Obviously if the photos don't match, the clerk shouldn't process the transaction.
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September 24th, 2006 02:46 PM #136
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September 24th, 2006 02:57 PM #137
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September 24th, 2006 03:01 PM #138
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Tsikot Member Rank 4
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September 24th, 2006 03:18 PM #140The clerk most likely has not been victimized by unscrupulous individuals who intentionally vary their signatures just so they can contest the transaction later on.
If caught by an alert clerk, they usually claim they have more than one signature and used the wrong one unintentionally.
sinabi moh! i hardly see my children now. when they were young, schedules were more predictable.
Traffic!