Credit cards [Merged]

**j_avonni** · August 9th, 2006 01:05 PM

Originally Posted by BlueBimmer

BPI Mastercard express credit gold ko walang prob using it abroad whether malaysia, singapore or hk. even inflight swiping in a cathay pacific flight walang hassle.

No problem din sa Australia.

**109** · August 9th, 2006 01:36 PM

Originally Posted by Dvorak

.. sabi ko sa dami nang charge ko dyan hindi nyo pa ma reverse yang annual fee na yan.. papa close ko na lang yan.. always works for me.. so far for the past 10 years.. di pa ako nagbabayad nang annual fee..

baka sagutin ako ng "o cge po i-close na lang natin account nyo" :bwahaha:

yari ako, wala ako back-up hehe

**RedHorse** · August 9th, 2006 01:49 PM

dumating boss namin galing amsterdam... namigay ng pasalubong, pagka-alis sabi ng kasama ko...

grrr. sana puro NO sagot ko noong isang araw....

tumawag pala citibank, to verify if meron nga name na ganoon working at our company, at nasa amsterdam that day.

so from tel operator to your dept secretary, you know now ha....

**chieffy** · August 9th, 2006 02:12 PM

Originally Posted by Bogeyman

Misis ko pala, sobrang bad trip sa Citibank. Tinawagan pa siya at kinulit-kulit mag-apply for credit card. Eh di nag-apply naman siya, pero eventually denied. Nakakainis dun, inaksaya lang yung oras niya kakahagilap ng requirements, eh kung tutuusin hindi naman siya yung lumapit sa kanila.

Tapos nag-offer na naman sila sa kanya ng card. Tinarayan talaga niya yung pahamak ng call center agent na nangulit sa kanya before. Ayun, hindi na siya inistorbo uli. :D

outsourced ang mga iyan at di sila employee ng Citibank...marketing agency sila ng credit card companies...sobrang agresibo ng mga iyan dahil commission basis lang sila...kikita sila sa mga approved cards...

Originally Posted by ssaloon

all financing charges for all credit cards are based on the principle amount and not on the remaining unpaid balance.

sa Equitable hindi...finance charges nila is based on the outstanding balance...

sa ibang cr card companies ang gulo ng computation...based on adb tapos ang dami pang mumbo jumbo na pabor pala sa kanila (cr card companies)

**109** · August 9th, 2006 02:16 PM

ano ba pinakamataas na credit limit?

dati 50k lang sa kin, then naging 100k

sa friends ko 200k, meron pa 300k

meron ba over 1M?

**the_wildthing** · August 9th, 2006 02:23 PM

Originally Posted by 109

ano ba pinakamataas na credit limit?

dati 50k lang sa kin, then naging 100k

sa friends ko 200k, meron pa 300k

meron ba over 1M?

Normal lang yata yung 200 to 300k. Malamang merong 1M like Platinum or something.

**swordsman** · August 9th, 2006 03:43 PM

Originally Posted by 109

baka sagutin ako ng "o cge po i-close na lang natin account nyo" :bwahaha:

yari ako, wala ako back-up hehe

that's when you say..."wag na nga muna, baka magalit si misis.. ".

seriously, ganyan din dilemma ko, baka patulan ako ng BPI.

**nicolodeon** · August 9th, 2006 03:49 PM

Originally Posted by the_wildthing

Normal lang yata yung 200 to 300k. Malamang merong 1M like Platinum or something.

Mas malufet daw yung American Express Black Centurion CC, introduced by AmEx in 1999 or 2000. By invitation only yata ito for their clients who charge US$ 200T or so yearly sa CC nila.

**wren** · August 9th, 2006 03:58 PM

yep, you own a black amex or any diamond MC or visa and the sky is literally the limit. plus any hotel, store, or restaurant anywhere in the world will kiss your arse. i can only dream...