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View Poll Results: How many credit cards do you have?

49. You may not vote on this poll
  • 0

    5 10.20%
  • 1

    8 16.33%
  • 2

    11 22.45%
  • 3

    14 28.57%
  • 4

    7 14.29%
  • 5

    2 4.08%
  • 6

    0 0%
  • 7

    0 0%
  • 8

    0 0%
  • 9

    0 0%
  • 10

    2 4.08%
  • 11

    0 0%
  • 12

    0 0%
  • more than 12

    0 0%
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Results 41 to 50 of 55
  1. Join Date
    Nov 2006
    I used to have an extension from my mom's ccards, but nun ginawan na nya ako ng sarili ko pinababa ko un credit limit...mahirap na hehehe....

    kaya ngayon I only have 2 and 30K lng ang limit...mostly used for gas....

    very handy ang ccards basta you "know" how and when to use it

  2. Join Date
    Sep 2003
    I used to have 3 plus yung ext. sa Misis ko. Ngayon wala na. Pina-cancel ko lahat. Sakit sa ulo sa akin yang credit cards, pag "na-abuso".

    As of now, direct debit na lang sa BPI ATM cards namin.

  3. Join Date
    Feb 2007
    Four = 1 Visa+2 MC+1 Amex

  4. Join Date
    Oct 2002
    1 active AIG and 7 several cards.

    Pasensiya na po kung OT para mabigyan lang ng babala yung mga bagong kumukuha ng credit cards.

    No. 1 rule, used your credit card for convenience not for credit. Instead of bringing cash, better pay everything through your credit card, if possible. You will earn points and other freebies using your credit card.

    2nd, spend only according to your means. Just ensure that you pay all your bills in full on or before your due date. Never attempt to pay the minimum amount. You will surely be charged of exorbitant penalties and interest.

    3rd, don't pay for your annual fee. Request for reversal of your annual fee. More often, the credit card company will surely reverse it otherwise, request immediately for cancellation. Then this will be the time for you to use your other credit cards.

    4th, convert your earned points wisely. Most of the time, they will offer cash credit. Never use your points to settle your annual fee.


  5. Join Date
    Nov 2006
    I used to have 3: Citibank Mastercarr, Unionbank Visa and Metrobank M Mastercard. Ngayon isa na lang, Metrobank M. Free ang annual fee nito for life.

  6. Join Date
    Jul 2007
    ako 4. citibank, metro, bdo at eastwest.

    delikado na ngayon dahil sa skimming.

    ingat sa usage.

  7. Join Date
    May 2006
    I have a lot. Some of them I don't use. Nakatago lng sa cabinet.
    Pag nanghingi ng Annual Fee on them, I tell them I never use it, so cancel it na lng.

    Ang dami kasing tumatawag, ang daming tanong kung bakit ayaw ko ng CC nila. Fine, sabi ko, send me the card.

  8. Join Date
    Oct 2007
    ako isa lang, kasi takot talaga akong gumamit ng ccard though sinubukan ko na ang isa, nakakatemp gamitin lagi kasi wala cash na involve kaya gamit lang ng gamit, first time eh,kaya nung maubos limit ko, waaahhhhhh bayarang katakot takot.....

  9. Join Date
    Aug 2007
    4. citibank, hsbc, aig, psbank

  10. Join Date
    May 2005
    Guys, In your experience.

    Whats the best credit card that gives points/mileages/rewards/perks out there?
    Annual dues should be waived in order to qualify as best deals.

    For me, Its used to be Citibank Gold, You can get inside Northwest Airlines Worldperks Louges for free plus 1 companion regardless of what airline your taking. But now I think the partnership was expired already.

    Now, I think the best out there is HSBC Mabuhay Miles VISA. Best conversion ratio for mileages.

    I may be wrong, Thats why I need your inputs.

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Credit Cards: How Many Do You Have?