View Poll Results: How many credit cards do you have?
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Results 31 to 40 of 55
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Tsikot Member Rank 4
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Verified Tsikot Member
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October 7th, 2007 03:37 AM #32wala kasi pede naman mag overwithdrawal dito eh. o yung kahit zero balance kana eh me certain limit ka pa din pedeng makuha sa bangko lets say ako,allowed akong mag minus hanggang 2000 euro.
:morgensmile:
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Tsikoteer
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October 7th, 2007 03:46 AM #331 lang. Extension din from my mom, buti na lang gold nakalusot hahahahaha
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Verified Tsikot Member
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October 7th, 2007 05:26 AM #35
Presently, I have none. I don't find it useful, so most likely, I will not get one anymore.
Used to have one, BPI gold. Had it for 2 years on insistence of my bank. Used only once when my wife and I were in Hongkong 2 years ago. Subsequently, wala na, di ko na nagamit. Kaya pina-terminate ko na. Anyway, I have 3 atm cards which I can use whenever I need more cash than what I have in my wallet.
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October 8th, 2007 03:23 PM #36
i have 4. shell-citibank, stanchart, hsbc and AIG... and now i'm paying for it... sigh!
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October 8th, 2007 05:41 PM #37
1 lang...pang emergency lang at pag ayaw kong maglabas ng malaking amount for a purchase.
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Verified Tsikot Member
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October 8th, 2007 06:16 PM #381 lang.
no offense 'no, imo, maintaining more than 1 card (maliban sa mga madatwong at mga byahero) e medyo overkill. credit card used to be a "status symbol" pero ngayon necesidad na.
dapat maging wise din tayo sa paggamit nito. kadalasan lalo kapag may SALE, parang ang sarap talaga mamili pero just make sure kung may sapat na pambayad on-time kase kung wala ah, dyan na matutuwa ang credit card company syo.
masarap mamili ng walang dalang cash pero kapag napasobra sa kakayanan, masakit na sa ulo. marami ang nababaon sa utang dahil sa credit card. esp. kung may pamilya ka at sakto lang ang budget na pinapaikot, dapat di ka padadala sa magagandang offer/sale kung masisira lang ang budget mo.
ang pagkakaroon ng credit card ay may halong responsibilidad. oo nga minsan kapag napapasubo tayo sabay sabing, "bahala na" o "pikit-mata lang 'to". pero kapag ang bangko na ang naningil, aba, walang pikit-pikit dyan hehe... ipagsasabi pa sa mga officemates mo ang utang mo, har har har...
isa pa, kung ang lahat ng cards mo ay may annual fee, naku! buti kung free lang. kung P1,500/card x 3 = P4,500 > Wow! divide it by 12 months, that's 375 petot a month... hmmm... sa maraming datwong -- oks lang yan.
lastly, (para sa di nakakaalam) kung kaya nyong bumili ng cash aba, nagbibigay pa rin ng discounts ang mga appliance stores. ang alam ko Anson's at Western ang mas mataas magbigay ng discount. try nyo.
being PRAKTIKAL is not a crime. :-)
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October 8th, 2007 06:27 PM #39have 2. 1 used mostly for Gas. The other is an extension card from my dad para covered nya expenses ng family in case he's out of town.
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Verified Tsikot Member
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- May 2005
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October 9th, 2007 12:35 AM #40OT lang mga sir. may naiipon ako mga points using bpi blue. san ko magagamit mga points?
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