Credit Cards: How Many Do You Have?

**karlbo** · October 29th, 2007 03:04 AM

im using 3 BPI cards, 1 metro visa, 1 citibank..

**squatt3r** · October 29th, 2007 09:44 AM

BPI Gold
Corporate Amex card pag may travel overseas

**mamichula** · October 29th, 2007 06:22 PM

I dont have one

I might look gastusera but I don't have one seryoso. I just don't like the idea of spending on something that I don't have money for yet. I usually would just save up for something before I purchase it.

And I don't think girls should have one hehe thats just my opinion haha
Because it gives you the power to buy things that you want eventhough u don't have money for it yet and there are a bazillion stuff that we girls want.

Im planning to get a debit card though so I can bring it when Im out of the country un lang ang purpose ko ng debit card pang emergency when Im out of the country.

**niwde11** · October 29th, 2007 06:40 PM

momi, financial managment lang yan and control. ako i dont buy something kung di ako sure na me dadating na money on due date. plus all my utility bills are in the cc para isang bayaran na lang at di na pipila several times a month. plus i pay it in full kasi di naman nga ako impulsive buyer e. ayoko ng me balance.

i maintain two(citibank and amex) plus a new metro mastercard (bank issued) pero i have no plans of maintaining the metrocard.

**karlbo** · October 30th, 2007 02:11 AM

main reason we have our cards are for emergency purposes.. and some purchases lang for the business pag kelangan..

and paminsan kahit na may pera naman pinapasok pa rin namin sa card kasi

sayang ang POINTS.. hehehehe mag papasko pa naman. points you earned sa BPI can be converted to a reward..