View Poll Results: Credit Card Bill Payment Habits.
- Voters
- 49. You may not vote on this poll
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I pay my whole due/bill when I get my credit card statement.
41 83.67% -
I only pay the credit card minimum payment when I get my statement.
4 8.16% -
I prefer to pay my credit card dues/bill in a number of payments over some months.
2 4.08% -
I am perpetually in debt.
2 4.08% -
The bank owns even my underwear!
0 0%
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February 21st, 2008 09:49 AM #31
Yes in the U.S, my boss was able to buy a second hand van for company use in credit card.
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February 21st, 2008 11:57 AM #32
My bills are so huge! Used a lot of it for my wedding and my wife's c-section. While I can't pay the whole thing off yet, I make it a point to pay more than the minimum amount to reduce the balance. In the meantime, tipid muna ako.
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February 21st, 2008 10:01 PM #35
I pay as soon as I've used the card. Score one for electronic banking!
When I got my statement in the mail this morning I found it funny that my payments came in BEFORE the expenses. Such is the speed of online banking.
The credit card isn't there for you to buy and buy on impulse without caring about the consequences. Best to think of it as just another way of paying...so, as much as possible, don't use it if you don't have the money in your account.
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February 21st, 2008 10:21 PM #36
"Always pay your suppliers on time and in full" - Henry Sy of SM Supermalls Fame.
I sleep better when I have no debts.
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February 21st, 2008 11:41 PM #37
i always use my card in most transaction i can, first to gain more points, second its handy=)
downside is, you keep on spending so much that you fail to notice how much have you been spending.
solution, lower your credit limit (set an amount that you could eventually pay in a months time) check your expenses, whats need to be bought are the necessity and necessary not just luxury=)
though i hoard some things if they are on sale, or even if they arent hehehe
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February 22nd, 2008 10:09 AM #38
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Verified Tsikot Member
- Join Date
- May 2005
- Posts
- 208
February 22nd, 2008 07:42 PM #39pero puro pa-consign mga tinda ni sy. kapag maninigil ka kung san san kapa papapuntahin para ka kawawa. tagal pa bago magbayad
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February 22nd, 2008 08:24 PM #40
I always pay in full, and I also make it a point to keep my credit card locked up in the safe. I rarely ever carry it with me when I go out.
But it is a chinese vehicle you can get spare parts from lazada or shopee right?
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