credit card: hsbc or metrobank?

**vito corleone** · January 10th, 2009 09:50 PM

Originally Posted by ghosthunter

Get both.

Once they try charging you the annual dues, call them up and ask them to waive it. If they don't, just have it canceled. Simple.

three is a crowd, bro. . .aside from those two, meron na kasing citibank that i primarily use

**boybi** · January 10th, 2009 10:54 PM

Originally Posted by j_avonni

OT: Kumusta na ang Mabuhay Miles mo? I can't use it because it's cheaper to buy promo tickets than to use the miles. 2 quarters ng nag-expire ang miles ko.

[SIZE="1"]4063[/SIZE]

We were supposed to use our Mabuhay Miles for our flight next week. First time palang kaming mag-redeem nito and may mga miles kasing mag-expire na this March kaya naisipan naming gamitin. Nung tumawag ako, wala ng slot para sa Miles. Since nagkayayaan na kami, tinuloy pa rin namin ang pagbook ng ticket online. Then yesterday, nagtry ako ulit mag-inquire kung may available slot na (may pahabol kasing sasama), meron daw available, pero may rush processing fee na babayaran ($34.00) since less than 10 days nalang daw ang flight date. Tapos may babayaran pa na tax. Tapos kelangan ko pang pumunta sa ticketing office nila to claim the ticket. Sobrang hassle since taga province pa ako.

Buti pa ang Asia Miles, online ang pag redeem ng miles. Kaya sobrang ok nga ito bagong card ng Citibank. Pwede mo i-convert to different frequent flyer miles.

**tidus1203** · January 12th, 2009 12:14 PM

Pareho lang yan. Ang importante ano mas convinient para sayo?

**edgegirl_shella** · May 19th, 2009 01:51 PM

hsbc?i dont know..coz ryt know they've been charging me again 4 annual fees from my supplementary cards which was requested already last year for cancellation..and now im charged not only annual fees also overlimit fee..is it possible to waive my annual fee considering an overlimit acct?

**edgegirl_shella** · May 19th, 2009 01:59 PM

how i wish i could just cancel my cc..i still have 24k for payment.hehehehe

**ghosthunter** · May 19th, 2009 02:26 PM

Originally Posted by edgegirl_shella

how i wish i could just cancel my cc..i still have 24k for payment.hehehehe

You can still request to cancel your card. You will still have to pay your dues though either via single payment or monthly installments.

**impulzz** · May 29th, 2009 10:03 AM

no idea sa HSBC

but i have the M card of Metrobank, no annual fess but no points din. medyo mataas ang charges/penalties ng metro that is if you don't pay in full. but overall ok naman service nila.

**CVT** · July 4th, 2009 02:19 PM

I am using our HSBC MC card more often nowadays since I have shifted to Caltex (from Shell where I was using Citibank Visa) for our petrol needs because the latter now has 10% ethanol in all its gasoline variants and I'm not an e10-believer yet.... Still enjoying the 5% rebate on fuel purchases....

8202:sampay:

**aNthraxx** · July 4th, 2009 03:40 PM

I have both, metro is so inconvenient to pay unless you have an account with them. i mainly bank with BPI and i pay my HSBC dues through expressonline which is very conveniet..