Business Insurance

[hominid]

Mga frens,

Suggest naman po kau. For small internet cafe lang. Mga 15 to 20 units.

Gaya ng usapang car insurance, un po hindi hassle sa claims.

Kung me thread na po nito, paki point na lang.

Salamat po.

[ghosthunter]

Mga frens,

Suggest naman po kau. For small internet cafe lang. Mga 15 to 20 units.

Gaya ng usapang car insurance, un po hindi hassle sa claims.

Kung me thread na po nito, paki point na lang.

Salamat po.

Aside from insurance, you should also make sure it's difficult to break into your internet cafe to steal your hardware.

Ways internet cafes have been broken into:
-cut padlocks on the metal shutter while a big van is parked in front of door. (Van covers the break in)
-thieves break through the metal roof of a single story structure.
-thieves hammer through the hollow block wall of the adjacent unguarded vacant store.

Ways to deter break ins:
-install alarms with motion triggers and door/window triggers. Make sure siren is LOUD and have battery back up for the system.
-use armored padlocks.


-make sure adjacent areas aren't vacant or unguarded especially at night. Some robbed shops have a vacant lot beside or behind them.
-make sure your immediate area is well lighted at night and the lights are shielded with a grill to prevent people from breaking them easily.
-locate your shop in a good area.

[hominid]

Utmost concern ko kasi un mapasok while the shop is still open tho till 11pm lang operation nito. Kaya dapat insurance talaga.

Malayan Insurance lang lumabas ng nag search ako eh. Wala na kaya iba?

Salamat

[mark_t]

Hi I can help, meron din internet shop kapatid ko at ilan beses na rin pinasok ng mga masamang tao. The least of your concern will be the computers.

1. You should atleast give life insurance coverage for your personnel,
cost will be 1100.00php/person per year for a 500,000php life cover.
This is for a 1 year coverage, renewable term. Kasi hino holdap talaga.

2. They will hit the customers for personal items, the cpu's and servers
are too big to carry.

3. Basic fire insurance cover for the store and office equipment. Mura lang ito. Baka mahal na 3000.00 pesos per 1 million cover.

4. Last yon sinasabi mo na "All Risk Cover" This is the name of the policy that will address this..

Utmost concern ko kasi un mapasok while the shop is still open
tho till 11pm lang operation nito. Kaya dapat insurance talaga.

I think the rate is 1% so that will be around 10,000 per 1 million.

Yon shop ng utol ko sa tapat ng UP Manila at Robinson Ermita Mall. When they were
hit 3 silang internet shop sa area na sabay sabay hinoldap at around 11pm. Puro
bata tumira at naka sumpak( homemade shotgun).

[Horsepower]

Bolt the CPU to the computer stand (or wherever it's situated). Make sure to bolt six. Extra hassle yun.

Monitor usually di yan kinukuha kasi mura lang yan but if you're using LCD, bolt it too.

If you need help, I can design and fabricate these stuffs for you.