Quote Originally Posted by papi smith View Post
Depends on your risk appetite and accident history. Me, I like to gamble, saving the premiums to pay for an accident later, makalusot lang ng 2 years na walang accident, may sapat na ipon na for collision repairs. But that's just me, only had 1 accident in 10 years of driving.
Ganito din ginagawa ko.1st and 2nd year naka compre after that di ko na nirenew. 5years na yung car minsan lang naaksidente at gasgas lang. Nakasave lang naman kumikita pa per annum

Sent from my SM-T231 using Tapatalk