Originally Posted by
papi smith
Depends on your risk appetite and accident history. Me, I like to gamble, saving the premiums to pay for an accident later, makalusot lang ng 2 years na walang accident, may sapat na ipon na for collision repairs. But that's just me, only had 1 accident in 10 years of driving.
Kwento ng katrabaho ko, meron daw sya officemate dati na Italiano na tinanong daw bakit...
Traffic!