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  1. Join Date
    Mar 2008
    Posts
    52,697
    #131
    Quote Originally Posted by baludoy View Post
    ^ paano niya gagawin? Sa Affidavit na lang?

    do what you gotta do so you can do what you wanna do
    "self-damage" affidavit.
    he can say, "i accidentally banged it against the wall. then, as i was backing up, another wall magically appeared behind me, causing me to accidentally bang my other end against that wall"...
    then, the insurance guy will ask, "may we see the wall?"
    heh heh.
    Last edited by dr. d; April 30th, 2018 at 07:32 AM.

  2. Join Date
    Oct 2012
    Posts
    4,851
    #132
    Quote Originally Posted by dr. d View Post
    "self-damage" affidavit.
    he can say, "i accidentally banged it against the wall. then, as i was backing up, another wall magically appeared behind me, causing me to accidentally bang my other end against that wall"...
    then, the insurance guy will ask, "may we see the wall?"
    heh heh.
    Hahaha... something like that... What's TPL? basta patulong ka sa mga kakilala mo na maganda gumawa ng story na kapani paniwala... tsaka look every angle na hindi dahil sa risk yung pwesto mo nung nangyari yun... like example, nasira bumper mo, yung adfidavit nakasaad na naka park ka sa hindi tamang parking eh tapos nasagi ang bumper. Pag ganyan na affidavit may chance na ma deny kay nag park ka sa maling parking... mga ganung angle... What's TPL? goodluck!!!


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  3. Join Date
    Nov 2017
    Posts
    13
    #133
    thanks po sa mga info.

  4. Join Date
    Mar 2014
    Posts
    686
    #134
    Madali ba kumuha ng CTPL sa Cebuana? And di na ba issue sa LTO kapag Cebuana ang nagissue ng insurance? Kung receipt lang binigay ng Cebuana, marerehistro ko pa din ba sa LTO yung car?

    Sent from my ONEPLUS A5010 using Tapatalk

  5. Join Date
    Apr 2014
    Posts
    5,246
    #135
    Quote Originally Posted by marky2115 View Post
    Madali ba kumuha ng CTPL sa Cebuana? And di na ba issue sa LTO kapag Cebuana ang nagissue ng insurance? Kung receipt lang binigay ng Cebuana, marerehistro ko pa din ba sa LTO yung car?

    Sent from my ONEPLUS A5010 using Tapatalk
    Kung di ka comfortable sa cebuana, pwede ka kumuha sa mga insurance companies mismo. Pretty easy given that they have branches din naman sila. Plus, mas cheaper pa ata sa insurance company compared to cebuana. m**re is only 575 afaik the last time i got it.

    Sent from my BLL-L22 using Tapatalk

  6. Join Date
    Mar 2014
    Posts
    686
    #136
    Kumuha na ko sa Cebuana just now. Yung pati driver may coverage costing me Php 730. 610 ata yung walang driver coverage.

    Sent from my ONEPLUS A5010 using Tapatalk

  7. Join Date
    Jun 2015
    Posts
    2,751
    #137
    Quote Originally Posted by marky2115 View Post
    Madali ba kumuha ng CTPL sa Cebuana? And di na ba issue sa LTO kapag Cebuana ang nagissue ng insurance? Kung receipt lang binigay ng Cebuana, marerehistro ko pa din ba sa LTO yung car?

    Sent from my ONEPLUS A5010 using Tapatalk
    I got mine from Cebuana. Just bring or/cr for them to confirm your vehicle info from lto. No problems sa lto registration.

    Tsaka hindi Cebuana ang lalabas sa receipt. It's FPG insurance.

  8. Join Date
    Sep 2005
    Posts
    15,326
    #138
    anong date ang ilalagay sa TPL pag sa cebuana?

    Example: yung last TPL will expire Feb. 27, 2019.

    Kung ngayon ako kukuha nang TPL sa Cebuana (Feb. 4), anong date ang ilalagay nila sa TPL?

    Quote Originally Posted by WallyWest View Post
    I got mine from Cebuana. Just bring or/cr for them to confirm your vehicle info from lto. No problems sa lto registration.

    Tsaka hindi Cebuana ang lalabas sa receipt. It's FPG insurance.

  9. Join Date
    Sep 2014
    Posts
    238
    #139
    Quote Originally Posted by _Qwerty_ View Post
    anong date ang ilalagay sa TPL pag sa cebuana?

    Example: yung last TPL will expire Feb. 27, 2019.

    Kung ngayon ako kukuha nang TPL sa Cebuana (Feb. 4), anong date ang ilalagay nila sa TPL?
    Ng kumuha ako ng tpl sa cebuana, galing ako sa ibang insurance, nagbase sila sa plate no. ng car ko kung kelan ang last day at month na kelangan Kong mag renew ng car registration. Kumuha ako sa cebuana 3 weeks before.

    Sent from my POCOPHONE F1 using Tapatalk

  10. Join Date
    Mar 2008
    Posts
    52,697
    #140
    i insist that the next insurance date of effectivity, goes well with the last date of effectivity of the outgoing insurance.
    i bring the old policy, so's the new ones can do the correct dates.

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What's TPL?