Quote Originally Posted by praetor91313 View Post
Case number 2:

This has been a frequent occurance in my favorite parking lot in Makati ever since it became a station for the shuttle service going to Cavite.

Once I found the right tail light was broken. Basag yung plastic tapos nagkalat lahat ng pieces sa ground. I confronted the parking attendant and he said di daw nya nakita kung ano ang nangyari.

Next there was appeared a large area on the right side of my rear bumper kung saan tanggal lahat ng pintura, mukhang natamaan tapos bumalik lang sa shape nya yung bumper. Again, wala daw napansin yung attendant.

NExt sa front bumper ko naman. Yupi yung license plate ko tapos tanggal din yung pintura sa bumper na mukhang nakayod.

I decided to get comprehensive insurance after that.

If this happens again, what do I do?

Do I call a traffic enforcer or policeman so they can document the damage and positioning of my vehicle? Di ba kailangan ng accident report when I claim it on my insurance?
since meron ka ng comprehensive insurance, just take a picture of the incident and gawa ka lang ng notarized affidavit, then submit mo na together with the other documents (OR, CR) sa insurance that's it...it will be entered as "own damage" sa insurance...if bago pa naman yun car mo then go to the dealer and have the damage estimated, then submit mo na rin yun estimate sheet together with the other documents...