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  1. sonny.lafuente
    sonny.lafuente is offline Tsikot Member
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    September 3rd, 2012 05:38 PM #1
    mga sir newbie lang dito sa forum, question ko lang mga paps kung pano mag compute ng chattel mortgage at insurance pag mag fifinance ng secondhand car. and down payment sa sasakyan is 132k plus chattel mortgage and insurance, any idea sir? sabe po kasi nung tao na kausap ko yung chattel mortgage daw is depende dun sa bangko sa BDO bank po mga sir at yung insurance is 17k or less. tama ba yun mga sir?

    thanks!!
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  2. derf8666
    derf8666 is offline Verified Tsikot Member
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    September 3rd, 2012 09:07 PM #2
    Hindi mo nabanggit kung ano ang inyong sasakyan at kung magkano. Yung babayaran niyo sa insurance ay depende sa halaga ng sasakyan at kung anong uri eto. At kung may idadagdag pa kayong mga coverage bukod sa "own damage" tulad ng acts of nature, personal accident. Magkaiba ang rate ng mga kotse sa van.

    Sorry po wala akong idea sa chattel mortgage..
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  3. basti08's Avatar
    basti08
    basti08 is offline Nissan/Mazda Fanatic
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    September 3rd, 2012 09:23 PM #3
    Quote Originally Posted by sonny.lafuente View Post
    mga sir newbie lang dito sa forum, question ko lang mga paps kung pano mag compute ng chattel mortgage at insurance pag mag fifinance ng secondhand car. and down payment sa sasakyan is 132k plus chattel mortgage and insurance, any idea sir? sabe po kasi nung tao na kausap ko yung chattel mortgage daw is depende dun sa bangko sa BDO bank po mga sir at yung insurance is 17k or less. tama ba yun mga sir?

    thanks!!
    more or less 3% of the amount to be financed. kaso sa iba, kahit halimbawa, 600k ang oto tapos down ka 150k..dapat sa 450k na lang compute, pero sa 600k pa din compute ng chattel kasi ala ka naman idea ng chattel fee e. hehehe
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  4. ajkotse
    ajkotse is offline Verified Tsikot Member
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    September 20th, 2012 04:50 AM #4
    Guys pwde magtanong, I'm buying vios 2009. Can you give me an estimate magkano insurance nito? With and without act of god. Many thanks!
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  5. brenhumprey
    brenhumprey is offline Verified Tsikot Member
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    October 1st, 2012 04:56 PM #5
    Quote Originally Posted by derf8666 View Post
    Hindi mo nabanggit kung ano ang inyong sasakyan at kung magkano. Yung babayaran niyo sa insurance ay depende sa halaga ng sasakyan at kung anong uri eto. At kung may idadagdag pa kayong mga coverage bukod sa "own damage" tulad ng acts of nature, personal accident. Magkaiba ang rate ng mga kotse sa van.

    Sorry po wala akong idea sa chattel mortgage..
    Mga bossing... ang chattel mortgage fee is computed based on the "PN Amount"/Promissory Note Amount. May table na ginagamit ang iba't ibang mga banks and finance companies dyan. Re: insurance, tama sinabi nila, ang computation nyan is based kung magkano mo bibilhin yung oto. Most of the banks require Acts of Nature simula nung Ondoy pa. PM nyo ko mga boss kung interested kayo. 2nd hand or brandnew auto financing and refinancing. I work in a finance company
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