no OR CR of the other driver for insurance claim

**zirkel** · February 10th, 2015 08:25 PM

Hello, nasandwich yung sasakyan ko. nabangga ako sa harap at sa likod. today, nag text yung guy from insurance. hinahanapan ako ng OR/CR ng nakabangga sa likod ko. yung nabangga ko sa harap, umalis na hindi na naghintay ng NLEX patrol. yung nasa likod, naghintay. naglagay sila ng contact number sa police report pero kulang ng isang number.

1) may effect ba sa insurance claim ko na wala akong OR/CR ng kabilang party?

2) also, may pinirmahan ako saying na wala na kong hahabulin dun sa nakabangga sakin sa likod, may effect din ba yun?

posible ba kong hindi makakuha sa insurance dahil sa mga to? please help

**derf8666** · February 10th, 2015 10:59 PM

What happened ba? It is very unusual for vehicle number 1 (yung binangga mo sa harap) to just leave the scene. Anyway, usually naman ang may kasalanan yung nakabangga, in this case, the one at your back who bumped you. But, it should have no effect on your claim even if there are no documents for the other parties if you are going to claim from your OD coverage. However, dun sa question number 2 mo, mukhang may sabit ka.. You cannot sign anything, especially a waiver, without the consent of the insurance company. You could be in violation of your policy contact in the section "conditions applicable to all sections" item number 5. All is not lost though if you can give them a good reason why you did that. Try to talk to your agent/insurer for possible remedy.

**dr. d** · February 11th, 2015 01:02 AM

technically, na-hit and run ka.
yung sa harap, umalis at ni hindi man lang nag-pa-alam..
yung sa likod, mukhang peke ang info at hindi na ma-contact.
well, that's what insurance is for.

by the way, your story leaves much to be desired. perhaps you can say it again, this time with more information.

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technically, na-hit and run ka.
yung sa harap, umalis at ni hindi man lang nag-pa-alam..
yung sa likod, mukhang peke ang info at hindi na ma-contact.
well, that's what insurance is for.

by the way, your story leaves much to be desired. perhaps you can say it again, this time with more information.

**robgowild** · February 11th, 2015 03:14 AM

Ang pinaka kailangan lang naman para maka pag claim sa insurance is the police report and OR/CR ng sasakyan mo.

**ninjababez** · February 11th, 2015 07:18 AM

di kaya si vehicle sa front ay biglang prumeno kaya nadale si TS and vehicle sa likod nya. kaya rin siguro di nag iwan ng contact info and all.

**sientobente** · February 11th, 2015 08:15 AM

nangyari na sa akin yan a few years ago, gamit ko ae101 na corolla, na-bangga ako sa likod ng civic na ek kasi nawalan daw ng preno yung fx na bumangga sa likod niya. nakita ko sirang sira ang bumper nung civic, harap at likod. yung sa corolla ko naman, gasgas lang. ito lang masasabi ko, ang tibay ng bumper ng corolla

hindi na din ako nagclaim sa kanilang dalawa kasi nakuha ng rubbing compound yung gasgas.

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nangyari na sa akin yan a few years ago, gamit ko ae101 na corolla, na-bangga ako sa likod ng civic na ek kasi nawalan daw ng preno yung fx na bumangga sa likod niya. nakita ko sirang sira ang bumper nung civic, harap at likod. yung sa corolla ko naman, gasgas lang. ito lang masasabi ko, ang tibay ng bumper ng corolla

hindi na din ako nagclaim sa kanilang dalawa kasi nakuha ng rubbing compound yung gasgas.

**zirkel** · February 11th, 2015 12:17 PM

Originally Posted by ninjababez

di kaya si vehicle sa front ay biglang prumeno kaya nadale si TS and vehicle sa likod nya. kaya rin siguro di nag iwan ng contact info and all.

four cars involved e. yung first car, nag full stop all of a sudden along NLEX. so nahit ni 2nd car si 1st car at nahit ko naman yung 2nd car

**ninjababez** · February 11th, 2015 01:42 PM

Originally Posted by zirkel

four cars involved e. yung first car, nag full stop all of a sudden along NLEX. so nahit ni 2nd car si 1st car at nahit ko naman yung 2nd car

ibig sabihin sandwich kayo ni 2nd car?

1st car > 2nd car > zirkel > 3rd car

ibig sabihin nyan bro mabibilis takbo nyo maski di ganun kaluwag or kalaki ang allowance nyo sa isa't isa. anyway, may police report naman diba? sabihin mo nalang insurance iniwan ka ng mga kabangaan mo.

**SiRbossR** · February 11th, 2015 03:09 PM

Originally Posted by zirkel

four cars involved e. yung first car, nag full stop all of a sudden along NLEX. so nahit ni 2nd car si 1st car at nahit ko naman yung 2nd car

bat ba andaming ganyang bobo na nag mamaneho diyan sa NLEX?

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Originally Posted by zirkel

four cars involved e. yung first car, nag full stop all of a sudden along NLEX. so nahit ni 2nd car si 1st car at nahit ko naman yung 2nd car

bat ba andaming ganyang bobo na nag mamaneho diyan sa NLEX?

**KingReyes** · March 6th, 2015 10:04 PM

Originally Posted by SiRbossR

bat ba andaming ganyang bobo na nag mamaneho diyan sa NLEX?

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bat ba andaming ganyang bobo na nag mamaneho diyan sa NLEX?

Shots fired. Haha. :D

BTT: Sir Zirkel, a couple of questions.

1. Bakit wala kang copy ng OR/CR? Dahil ba hindi mo lang nahingi or talagang wala from the other party?
2. Bakit mo "inabswelto" yung nakabangga sa'yo sa likod? May ibinayad ba sya kaya naareglo?

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Originally Posted by SiRbossR

bat ba andaming ganyang bobo na nag mamaneho diyan sa NLEX?

- - - - - - - - - - - - - - - - - - - - - -

bat ba andaming ganyang bobo na nag mamaneho diyan sa NLEX?

Shots fired. Haha. :D

BTT: Sir Zirkel, a couple of questions.

1. Bakit wala kang copy ng OR/CR? Dahil ba hindi mo lang nahingi or talagang wala from the other party?
2. Bakit mo "inabswelto" yung nakabangga sa'yo sa likod? May ibinayad ba sya kaya naareglo?