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  1. Join Date
    Mar 2018
    Posts
    2
    #51
    Quote Originally Posted by BratPAQ View Post
    I once ruined my credit standing. It reached credit collection agency and able to pay it by restructuring. I'm always denied when applying for credit card. It was only after 16 years that I'm able to get another credit card. And I think that's only because the bank is also my payroll bank.

    Sent from my SM-N910C using Tapatalk
    HELLO, I WAS NOT ABLE TO MAKE PAYMENTS FOR AT LEAST 6 months and the bank external legal department (specifically 1 law office) kept contacting my friends and family members and even disclose the status of my payments, case filed in court due to my car. Legal ba po yan?

    Na surrender ko na po ang car pero just want to ask if legal ba sila mag contact ng kahit sink sink at e disclose ang private matters ng car ko kahit na contact na naman nila ako.

    Please help po!!!!

  2. Join Date
    Mar 2008
    Posts
    52,517
    #52
    Quote Originally Posted by Esay View Post
    HELLO, I WAS NOT ABLE TO MAKE PAYMENTS FOR AT LEAST 6 months and the bank external legal department (specifically 1 law office) kept contacting my friends and family members and even disclose the status of my payments, case filed in court due to my car. Legal ba po yan?

    Na surrender ko na po ang car pero just want to ask if legal ba sila mag contact ng kahit sink sink at e disclose ang private matters ng car ko kahit na contact na naman nila ako.

    Please help po!!!!
    sue them, po.
    perhaps it's time to have a test case.

  3. Join Date
    Jan 2012
    Posts
    2,376
    #53
    6 months mo hindi binayaran yung car pero hindi nila kinuha yun during those months? Alam ko nga eh 2 months ka lang hindi magbayad ng amortization kukunin na nila.


    Sent from my iPhone using Tapatalk

  4. Join Date
    Jan 2012
    Posts
    2,376
    #54
    Quote Originally Posted by Esay View Post
    HELLO, I WAS NOT ABLE TO MAKE PAYMENTS FOR AT LEAST 6 months and the bank external legal department (specifically 1 law office) kept contacting my friends and family members and even disclose the status of my payments, case filed in court due to my car. Legal ba po yan?

    Na surrender ko na po ang car pero just want to ask if legal ba sila mag contact ng kahit sink sink at e disclose ang private matters ng car ko kahit na contact na naman nila ako.

    Please help po!!!!
    Pwde pala nilang gawin yun? Magtawag ng kung sino sino? Nyak!


    Sent from my iPhone using Tapatalk

  5. Join Date
    Jan 2005
    Posts
    6,059
    #55
    Kailan niyo po sinoli yung kotse? Please enlighten us.

    Sent from my SM-T705 using Tapatalk

  6. Join Date
    Oct 2002
    Posts
    40,038
    #56
    Quote Originally Posted by Esay View Post
    HELLO, I WAS NOT ABLE TO MAKE PAYMENTS FOR AT LEAST 6 months and the bank external legal department (specifically 1 law office) kept contacting my friends and family members and even disclose the status of my payments, case filed in court due to my car. Legal ba po yan?

    Na surrender ko na po ang car pero just want to ask if legal ba sila mag contact ng kahit sink sink at e disclose ang private matters ng car ko kahit na contact na naman nila ako.

    Please help po!!!!
    Sumbong mo sa BSP. They cant disclosed your financial status sa ibang tao.

    Case filed? Utot nila. Sabihin mo hinde sila ang magsasabi kung meron talaga makak rereceivwd ka ng summon from the court mismo.

    Gusto lang kumita nun "External law firm" which is a collecting agency.

    Pag tumawag ulit sabihin para hinde syang pagod nila. I-file na nila yun kaso para doon na kayo mag usap sa harap ng judge.


    Sent from my iPhone using Tapatalk

  7. Join Date
    Mar 2018
    Posts
    3
    #57
    Hello po, not sure mejo off-topic.

    I recently bought a REPO car.

    Pero nasurprise ako nung nabili ko na, hindi pala naibalik yung original na key na meron yung alarm remote. Normal po ba yun na di nila ibabalik yung main na key?

    2 duplicate lang meron.

    Paano kaya yun pag ma-carnap yung repo na car.

  8. Join Date
    Mar 2008
    Posts
    52,517
    #58
    Quote Originally Posted by mmmfarm View Post
    Hello po, not sure mejo off-topic.

    I recently bought a REPO car.

    Pero nasurprise ako nung nabili ko na, hindi pala naibalik yung original na key na meron yung alarm remote. Normal po ba yun na di nila ibabalik yung main na key?

    2 duplicate lang meron.

    Paano kaya yun pag ma-carnap yung repo na car.
    i believe these are "as is-where is" purchases, sir.
    you can have the locks and/or alarm, replaced naman, at your expense. $$$.
    some car alarms de-activate automatically, when the lock is unlocked by a fitting key.
    might i inquire, what car is this?
    Last edited by dr. d; March 26th, 2018 at 12:23 AM.

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need help (financial issues and car repossessed)