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  1. dr. d
    dr. d is offline Tsikoteer
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    May 26th, 2018 07:24 AM #41
    dsoubledouble.
    Last edited by dr. d; May 26th, 2018 at 07:26 AM.
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  2. dr. d
    dr. d is offline Tsikoteer
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    May 26th, 2018 07:26 AM #42
    Quote Originally Posted by ray_noel View Post
    This is what they qouted... for 2014 ecosport m/t... what you think about the package? However,Plan to sell my eco by december and by having a prem insurance with it will i think add value to a car as well for the new owner right?




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    it's the usual de cajon package.
    if you want to scrimp, decline the AOG premium. it will save you a couple of thousand. but only if you are confident you will not be ondoyed nor struck by lightning.

    you might ask for quotation from the competiting insurance firm, for comparison.

    errr.. many 2014 cars-for-sale have comprehensive insurance. yours won't be the only one. unless, owner already canceled the insurance and pocketed the refund.
    Last edited by dr. d; May 26th, 2018 at 07:58 AM.
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  3. Walter's Avatar
    Walter
    Walter is offline Tsikot Member Rank 2
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    May 26th, 2018 10:13 AM #43
    Bodily Injury and Property Damage at 200T is too low ... have it increased to 1M each ...
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  4. _Cathy_'s Avatar
    _Cathy_
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    May 26th, 2018 10:40 AM #44
    Quote Originally Posted by Walter View Post
    Bodily Injury and Property Damage at 200T is too low ... have it increased to 1M each ...
    My 2014 Altis is the same



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    Last edited by _Cathy_; May 26th, 2018 at 10:49 AM.
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  5. fleas2016's Avatar
    fleas2016
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    May 26th, 2018 01:58 PM #45
    Mine is set at 500K each.

    Cathy, I am paying less and my coverage is higher. If you're a preferred client at any bank, try talking to their insurance partner and get a preferred rate for auto insurance.

    *others, what does the 'Authorized Repair Limit' really mean for claims?

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  6. _Cathy_'s Avatar
    _Cathy_
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    May 26th, 2018 02:10 PM #46
    Quote Originally Posted by fleas2016 View Post
    Mine is set at 500K each.

    Cathy, I am paying less and my coverage is higher. If you're a preferred client at any bank, try talking to their insurance partner and get a preferred rate for auto insurance.

    *others, what does the 'Authorized Repair Limit' really mean for claims?

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    Oh. I get in house kasi

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  7. mylesvv79
    mylesvv79 is offline Verified Tsikot Member
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    June 15th, 2018 03:32 PM #47
    Question, do car dealers/bank which approved the car loan allow an independent (meaning not tied-up with the bank or dealer) customer-preferred insurance company for the car to be bought? I havent asked any car dealer or bank regarding this, but I want to know if there are any who has opted and allowed to get an independent car insurance. Thank you for any info

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  8. ray_noel
    ray_noel is offline Verified Tsikot Member
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    June 15th, 2018 04:30 PM #48
    Quote Originally Posted by mylesvv79 View Post
    Question, do car dealers/bank which approved the car loan allow an independent (meaning not tied-up with the bank or dealer) customer-preferred insurance company for the car to be bought? I havent asked any car dealer or bank regarding this, but I want to know if there are any who has opted and allowed to get an independent car insurance. Thank you for any info

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    Yes! My car loan is at ucpb bank and my insurance company is generally... 🤣


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  9. dr. d
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    June 15th, 2018 04:56 PM #49
    Quote Originally Posted by ray_noel View Post
    Yes! My car loan is at ucpb bank and my insurance company is generally... ��


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    ...general insurance...?

    but yes. you but have to ask them who are their prefered.
    Last edited by dr. d; June 15th, 2018 at 04:59 PM.
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  10. ray_noel
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    June 15th, 2018 08:50 PM #50
    Quote Originally Posted by dr. d View Post
    ...general insurance...?

    but yes. you but have to ask them who are their prefered.
    Opo doc... if ever hindi nila type yung insurance company, may chance na ma reject ang car loan?


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