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  1. kishAn's Avatar
    kishAn
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    March 16th, 2016 09:34 AM #881
    Quote Originally Posted by hagire18 View Post
    Hi mga sir,

    Newbie here, planning to buy my 1st car, toyota vios 1.3j lang po kaya ng budget, approved na po ako sa bank (BPI) ok na po ba ung 30,000 discount for purchase order?

    Thanks!
    yung sa kakilala kong ahente 15k lang bigay na cash discount. malaki na yan 30k


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  2. hagire18
    hagire18 is offline Verified Tsikot Member
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    March 16th, 2016 08:38 PM #882
    Quote Originally Posted by kishAn View Post
    yung sa kakilala kong ahente 15k lang bigay na cash discount. malaki na yan 30k


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    Salamat sir! ayos na po ba tong rate na binigay sken ng BPI?

    Monthly Amort: 9,964.00
    Chattel: 11,094.00
    DP: 120,000.00
    Free: 1 year insurance

    Thanks!
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  3. kishAn's Avatar
    kishAn
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    March 16th, 2016 09:09 PM #883
    Quote Originally Posted by hagire18 View Post
    Salamat sir! ayos na po ba tong rate na binigay sken ng BPI?

    Monthly Amort: 9,964.00
    Chattel: 11,094.00
    DP: 120,000.00
    Free: 1 year insurance

    Thanks!
    Toyota vios 1.3J unit price *P630k
    with 30k cash discount. Net Price is P600k 20%DP *120k total amount finance is P480k

    P9964 x 60mos term = 597,840
    597,840 - 480,000 = 117,840
    117,840 / 480,000 = 24.55%

    rate is 24.55% mababa naman with 1 year free insurance pa!

    p.s. hindi ako taga bpi


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  4. dr. d
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    March 16th, 2016 09:11 PM #884
    Quote Originally Posted by kishAn View Post
    Toyota vios 1.3J unit price *P630k
    with 30k cash discount. Net Price is P600k 20%DP *120k total amount finance is P480k

    P9964 x 60mos term = 597,840
    597,840 - 480,000 = 117,840
    117,840 / 480,000 = 24.55%

    rate is 24.55% mababa naman with 1 year free insurance pa!

    p.s. hindi ako taga bpi


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    what is the regular price and who shoulders the registration costs and comprehensive insurance?
    what is the discounted price, and who shoulders the registration costs and insurance costs?
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  5. kishAn's Avatar
    kishAn
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    March 16th, 2016 09:21 PM #885
    Quote Originally Posted by dr. d View Post
    what is the regular price and who shoulders the registration costs and comprehensive insurance?
    what is the discounted price, and who shoulders the registration costs and insurance costs?
    vios 1.3J Price is 630k with 30k cash discount given to hagire18. LTO reg usually shoulder by the dealer and as per hagire18 bpi gave him free 1 year comprehensive insurance


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  6. dr. d
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    March 16th, 2016 10:01 PM #886
    Quote Originally Posted by kishAn View Post
    vios 1.3J Price is 630k with 30k cash discount given to hagire18. LTO reg usually shoulder by the dealer and as per hagire18 bpi gave him free 1 year comprehensive insurance


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    good for you, po!
    my take on this is, "you always have to ask and be clear about these expenses. assume nothing!"
    Last edited by dr. d; March 16th, 2016 at 10:18 PM.
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  7. hagire18
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    March 17th, 2016 01:24 AM #887
    Maraming salamat Dr. D and Kishan
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  8. eryxon
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    March 17th, 2016 01:45 AM #888
    Quote Originally Posted by kishAn View Post
    yung sa kakilala kong ahente 15k lang bigay na cash discount. malaki na yan 30k


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    Quote Originally Posted by hagire18 View Post
    Hi mga sir,

    Newbie here, planning to buy my 1st car, toyota vios 1.3j lang po kaya ng budget, approved na po ako sa bank (BPI) ok na po ba ung 30,000 discount for purchase order?

    Thanks!
    Sa akin 40k binigay na discount ng kakilala kong SA.
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  9. hagire18
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    March 17th, 2016 01:57 AM #889
    Quote Originally Posted by eryxon View Post
    Sa akin 40k binigay na discount ng kakilala kong SA.
    Hi sir Eryxon, baka pwede nyo naman ako irefer sa SA nyo salamat! sayang din 10k kung sakali.
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  10. eryxon
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    March 17th, 2016 05:16 AM #890
    Quote Originally Posted by hagire18 View Post
    Hi sir Eryxon, baka pwede nyo naman ako irefer sa SA nyo salamat! sayang din 10k kung sakali.
    Sure. PM mo sa akin ang contact number mo ibibigay ko sa kanya at tawagan ka nya.
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