lowest auto loan rate

[pastebooko]

Wow! Ayos pala ang BPI. I'm also planning to get a Mirage po. Paano po yung 1 year insurance nila? Does that mean the first year is FREE then succeeding 4 years *14k/yr will be 56k total, Tama po ba?

Kumusta po experience niyo sa Mirage?

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Wow! Ayos pala ang BPI. I'm also planning to get a Mirage po. Paano po yung 1 year insurance nila? Does that mean the first year is FREE then succeeding 4 years *14k/yr will be 56k total, Tama po ba?

Kumusta po experience niyo sa Mirage?

Yearly po lumiliit insurance ng BPI.. for example. 1st year FREE, 2nd year 16k, 3rd 14k.....etc

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Wow! Ayos pala ang BPI. I'm also planning to get a Mirage po. Paano po yung 1 year insurance nila? Does that mean the first year is FREE then succeeding 4 years *14k/yr will be 56k total, Tama po ba?

Kumusta po experience niyo sa Mirage?

- - - - - - - - - - - - - - - - - - - - - -



Wow! Ayos pala ang BPI. I'm also planning to get a Mirage po. Paano po yung 1 year insurance nila? Does that mean the first year is FREE then succeeding 4 years *14k/yr will be 56k total, Tama po ba?

Kumusta po experience niyo sa Mirage?

Yearly po lumiliit insurance ng BPI.. for example. 1st year FREE, 2nd year 16k, 3rd 14k.....etc

Naka BPI/MS ako na insurace

[andutnyh12]

Yearly po lumiliit insurance ng BPI.. for example. 1st year FREE, 2nd year 16k, 3rd 14k.....etc

- - - - - - - - - - - - - - - - - - - - - -



Yearly po lumiliit insurance ng BPI.. for example. 1st year FREE, 2nd year 16k, 3rd 14k.....etc

Naka BPI/MS ako na insurace

Ah ok po Yung Chattel fee po di ba refundable siya after mo ma-complete and payment?

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Yearly po lumiliit insurance ng BPI.. for example. 1st year FREE, 2nd year 16k, 3rd 14k.....etc

- - - - - - - - - - - - - - - - - - - - - -



Yearly po lumiliit insurance ng BPI.. for example. 1st year FREE, 2nd year 16k, 3rd 14k.....etc

Naka BPI/MS ako na insurace

Ah ok po Yung Chattel fee po di ba refundable siya after mo ma-complete and payment?

[simpsonseclaire]

Mga sir,

Pano po Malaman ilang % ng DI with Bank PO?

[speed_olrac]

Here are the rates I got from different banks:

BPI:
2 yrs: 9.67%
3 yrs: 14.67% (free insurance)

Security bank:
2 yrs: 8.91%
3 yrs: 13.58%

Metrobank:
3 yrs: 14.37% (free chattel and insurance)

Above rates are OMA.

I suggest to go to your bank kung saan ka depositor and ask them if they can match yung rates na nakuha mo. I ask ed my bank to match those rates and demand na I'll choose my own insurance and di lock sa kanila.

Then after that, look for the dealer who'll give best discount and freebies.

Sample computation:

Car amount: 1000000.00
Discount if any: 0.00
DP 30%: 300000.00
Loan amount: 700000.00
Terms 24 months: 8.91% ( security bank)
Monthly amor: 31765.42
Chattel: 11000.00
Insurance 16000.00
Total cashout after end of term: 1,089,370.00 (not including the 2nd yr insurance)

The one with the lowest cashout after end of term, yun ang best deal.

[simpsonseclaire]

Is this good enough?
Chattel not free

PSBank

[noitimed]

Dealer magbibigay syo ng discount, not the bank. Swerte mo lang may kilala yung taga BPI na naihingi ka ng discounts.

If I were you, ill visit dealers and ask for the discounts and freebies.

yup yung discount nga is from the dealer.

I got the gls mt g4 instead kasi walang available nang glx.

orig price is 693k minus 70k discount from the dealer plus usual freebies like LTO etc
20% DP
monthtly for 5 yrs is 10,512
sa bpi, I got free 1 yr insurance and 1 month so Ill pay only for 59 months.

[lakay77]

yup yung discount nga is from the dealer.

I got the gls mt g4 instead kasi walang available nang glx.

orig price is 693k minus 70k discount from the dealer plus usual freebies like LTO etc
20% DP
monthtly for 5 yrs is 10,512
sa bpi, I got free 1 yr insurance and 1 month so Ill pay only for 59 months.

this is a good deal na din kaso gusto ni esmi eh vios sana g4 na lang sana

[snakeyes05]

Hi guys, sensya na newbie here,

Ask ko lang kung ok na ba yung deal na bingay samin ng BDO?

Vios 1.3 a/t 778k (155600)20%dp
Loan amount 622,400
36months 13.98%,
19706 ,monthly,
Kaso hindi free ung chattel and insurance nila?

My inoffer sakin na free chattel,insurance, kso tie up ng 3yrs.saknila sa insurance

14.77%, 19843 monthly,
Discretion ko na daw kung ano insurance company piliin ko?

My insight is mas mababa sakin ung free chattel and insurance kse naicip ko more like hundreds lng naman idagdag ng hindi free? Tama po ba?

[kishAn]

Hi guys, sensya na newbie here,

Ask ko lang kung ok na ba yung deal na bingay samin ng BDO?

Vios 1.3 a/t 778k (155600)20%dp
Loan amount 622,400
36months 13.98%,
19706 ,monthly,
Kaso hindi free ung chattel and insurance nila?

My inoffer sakin na free chattel,insurance, kso tie up ng 3yrs.saknila sa insurance

14.77%, 19843 monthly,
Discretion ko na daw kung ano insurance company piliin ko?

My insight is mas mababa sakin ung free chattel and insurance kse naicip ko more like hundreds lng naman idagdag ng hindi free? Tama po ba?

parehas namang mababa yung both rate ng free at hindi free. kung pinili mo yung free insurance at chattel fee sa monthly amortization mo lang din kukunin yun eh, kung konti lang difference edi sa free kana with 14.77% para cash out mo lang talaga is yung down payment. imho yung payment mo sa insurance at chattel pwede mo na din ipambili ng accesories para sa car mo or much better itabi mo pang bayad ng monthly amortization

[snakeyes05]

Thanks po kishAn,

Bale parehas my OMA pala un, so iadd ung dP, un ang ilabas ko, sana lang may mahingi bank ko na discount sa dealer and other freebies para sulit, nag paquote palang po kase ko, wait ko pa approval, nasabay pa sa holiday, hehe [emoji28]