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  1. Join Date
    Sep 2003
    Posts
    1,398
    #1
    meron po ba kayo alam na mas mababa pa sa rate na to?

    Metrbnk
    1year OMA 5.16%
    2yearsOMA 11.7%
    3yearsOMA 19.17%
    4yearsOMA 26.97%

  2. Join Date
    Oct 2006
    Posts
    148
    #2
    9% per annum sa afpslai for a 3-year car loan, pero dapat member ka ng afpslai para makapag loan.

  3. Join Date
    Nov 2003
    Posts
    92
    #3
    try BPI family it is lower.
    1 year is sub 5%

  4. Join Date
    May 2006
    Posts
    688
    #4
    I think BPI family has the lowest rate. with additional discounts and promos during August their anniversary month.

  5. Join Date
    Jun 2005
    Posts
    4,313
    #5
    I took a carloan from BPI Family Saving last year. However, I'm now encountering a problem with them which I'm still resolving.

    On my previous car, it was loaned from Metrobank. They had good service and always reminded me of my obligations.

  6. Join Date
    Aug 2006
    Posts
    29
    #6
    bpi family savings bank for me is the lowest

  7. Join Date
    Nov 2005
    Posts
    407
    #7
    sa PS Bank po kaya ano interest rate...

  8. Join Date
    Sep 2006
    Posts
    1,266
    #8
    Try mo sa Banco De Oro...yung autoloan program. They also have a personal loan paylite program (0.98% per month, the lowest in the industry, I think). Pero pahirapan ata yung pag approve dun.

    Or you can try to visit the banks' web sites.

    www.bpi.com.ph
    www.bdo.com.ph

  9. Join Date
    Jul 2004
    Posts
    60
    #9
    You can also go bank "hopping". In my experience, the quoted rates are not fixed. Go to one bank and get a quotation. Then go to the 2nd bank and show the 1st bank's quotation, tatapatan or bababaan pa ng 2nd bank yung rate nila. You can then go back to the 1st bank or to a third bank. Just be friendly and maintain good rapport with the loan officers or bank manager. Don't commit at first. Good luck!

  10. Join Date
    Sep 2003
    Posts
    1,398
    #10
    Quote Originally Posted by maverickjazzy View Post
    9% per annum sa afpslai for a 3-year car loan, pero dapat member ka ng afpslai para makapag loan.
    so it's way above metrobank's 5.16%


    Quote Originally Posted by Hanren View Post
    Try mo sa Banco De Oro...yung autoloan program. They also have a personal loan paylite program (0.98% per month, the lowest in the industry, I think). Pero pahirapan ata yung pag approve dun.
    that translates to 11.76%p.a.


    Quote Originally Posted by asag View Post
    try BPI family it is lower.
    1 year is sub 5%

    nakausap ko kanina BPI, basta ang ibibigay daw nilang ay "lowest there is"





    thanks guys for the replies

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