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  1. Join Date
    Jul 2007
    Posts
    53,347
    #81
    Quote Originally Posted by papi smith View Post
    Si Cathy ata, ung insurer nya beyond 10 years na, and casa pa ang pasok pag claim. But maybe she's paying a premium over the regular 2% premium on insured value.
    Yup. 2010 Altis. I paid P6k sa Toyota Pasig



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  2. Join Date
    Oct 2013
    Posts
    2,535
    #82
    Quote Originally Posted by _Cathy_ View Post
    Yup. 2010 Altis. I paid P6k sa Toyota Pasig



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    mga magkano participation fee nito?

  3. Join Date
    Jul 2007
    Posts
    53,347
    #83
    Quote Originally Posted by stigg ma View Post
    mga magkano participation fee nito?

    php2500

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  4. Join Date
    Oct 2013
    Posts
    2,535
    #84
    Quote Originally Posted by _Cathy_ View Post
    php2500

    -----
    2500 plus ilan % ang depreciation (kung meron)???

    kapag surplus ba at non-casa may depreciation fee pa din???

  5. Join Date
    Mar 2008
    Posts
    49,064
    #85
    depreciation comes in, if parts were replaced by brand new parts sourced by the insurer.
    kung pinukpok, minasilya at pininturahan lang, wala depreciation.
    Last edited by dr. d; August 22nd, 2022 at 01:45 PM.

  6. Join Date
    Oct 2002
    Posts
    38,815
    #86
    Quote Originally Posted by Stigg ma View Post
    2500 plus ilan % ang depreciation (kung meron)???

    kapag surplus ba at non-casa may depreciation fee pa din???
    Depende kung ilan taon na kotse AFIAK. 3-4 year old vehicles 20% then every year increase ng 5% then over 7 year old vehicles 40%


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  7. Join Date
    Feb 2019
    Posts
    3,705
    #87
    The 6k paid for the premium I think that is already the cheapest in the market *200K sum insured.

  8. Join Date
    Sep 2005
    Posts
    14,641
    #88
    or surplus parts.. yung mga kinahoy nang insurance sa mga total wreck nila.. yan wala ding depreciation..


    Quote Originally Posted by dr. d View Post
    depreciation comes in, if parts were replaced by brand new parts sourced by the insurer.
    kung pinukpok, minasilya at pininturahan lang, wala depreciation.

  9. Join Date
    Jul 2007
    Posts
    53,347
    #89
    Quote Originally Posted by Stigg ma View Post
    2500 plus ilan % ang depreciation (kung meron)???

    kapag surplus ba at non-casa may depreciation fee pa din???
    tama si shadow and dr d, depende sa age ng car ang depreciation. Kapag body repair at walang pinaltan walang depreciation. I like Toyota kasi sinusundo hatid car sa bahay (con is you pay cash) Kahit corolla lang auto ko, 5 star customer service pa rin! Kaya my next car will still be a Toyota
    Last edited by _Cathy_; August 22nd, 2022 at 06:49 PM.

  10. Join Date
    Oct 2013
    Posts
    2,535
    #90
    balak ko i kuha ng comprehensive insurance yung 2011 ko kotse bago ko i benta for peace of mind sa mga scammers, transferable ba ang comprehensive insurace sa next owner?

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Insurance for old cars?