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  1. Join Date
    Jul 2007
    Posts
    52,179
    #61
    Quote Originally Posted by papi smith View Post
    And let me guess, you also bring this old car to the casa for regular maintenance?
    Yes I have all the records on file kasi IF I do decide to sell it walang duda sa mileage kasi 2010, nasa 50k+ pa lang

  2. Join Date
    Oct 2002
    Posts
    80
    #62
    Quote Originally Posted by _Cathy_ View Post
    Toyota Pasig yan agent ko. Sa kanya ako ever since I bought my car saka ang receipt ko Toyota.

    Last time nag claim ako, the car was 6 yrs old. Sa ibang casa ko pa nga pinaayos, Pasig na lang nag coordinate. The best customer service ng Toyota Insurance for old cars?

    Sent from my SM-N960F using Tapatalk
    Hello, just acquired a 2014 Toyota Vios. Kung wala ako kakilala na agent pwede rin ba punta lang sa casa na malapit and apply? Nasa gitna ako ng Toyota Alabang at Toyota Bacoor.

    If not, ano recommended na insurance for an 8-yr old car? Planning on getting a comprehensive insurance with AOG na rin.

    Thanks.

  3. Join Date
    Jan 2016
    Posts
    4,937
    #63
    Just get from Ichoose and the likes online, it's cheaper. Mataas ang tongpats sa casa. Kay Nica, inactive member here, mas mura pa kaysa online. Cost is about 2% of insured value, inclusive of taxes.

    Btw, baka meron dito may kilala na pwede. VTPL lang, 2013 Honda Civic, hinayang ako sa 8k na premium for comprehensive.

  4. Join Date
    Oct 2002
    Posts
    80
    #64
    have seen online quotes from Moneymax but looking for those with good experience with dealing with specific companies.
    yung hindi sasakit ulo just in case you need to file a claim.

  5. Join Date
    Jan 2016
    Posts
    4,937
    #65
    I've had good experience with FPG and BPI MS. Yung FPG ko 2 days labas ang repair authority, sa casa ito. Yung BPI MS, hindi ko na maalala pero mabilis din lang kaso malayo sa akin ang nearest accredited repair shop nila. So ngayon, yun ang una kong tinitignan, kung aling insurer ang may accredited malapit sa akin.

  6. Join Date
    Sep 2005
    Posts
    13,946
    #66
    go to standard insurance's website, you can ask a quote there..

  7. Join Date
    Jun 2005
    Posts
    3,532
    #67
    AFAIK, 10 years old ang limit para sa new accounts sa insurance. Pero kung nasa system na, pwede mo irenew up until 10years after or kung 20years na kotse
    Quote Originally Posted by jojoR View Post
    Hello, just acquired a 2014 Toyota Vios. Kung wala ako kakilala na agent pwede rin ba punta lang sa casa na malapit and apply? Nasa gitna ako ng Toyota Alabang at Toyota Bacoor.

    If not, ano recommended na insurance for an 8-yr old car? Planning on getting a comprehensive insurance with AOG na rin.

    Thanks.
    Sent from my MI MAX 2 using Tsikot Forums mobile app

  8. Join Date
    Feb 2019
    Posts
    3,279
    #68
    The problem with old cars is that parts you have to pay a certain percentage aside from the deductible.

  9. Join Date
    Jul 2009
    Posts
    2,273
    #69
    Quote Originally Posted by Deestone View Post
    The problem with old cars is that parts you have to pay a certain percentage aside from the deductible.
    betterment or sometimes depreciation ang term nila.

    back to the original question. if i were in your shoes mag papa quote ako sa labas from several reputable insurance companies for their rates. tapos dadalhin ko sa toyota mismo and ask if they could match or at least close the gap man lang. considering 2014 Vios relatively di na kalakihan ang premiums niyan. kung kaya tapatan sa toyota or lapitan man lang then i will get it "in house". "in house" meaning same reputable insurance companies pero thru toyota. i feel it is worth the convinience ng "in house" even for a few more bucks.

  10. Join Date
    Sep 2005
    Posts
    13,946
    #70
    depreciation for "NEW" parts... usually pag sa casa nagpa repair.. pero kung sa accredited shops.. and surplus ang gagamitin.. walang depreciation..


    Quote Originally Posted by Deestone View Post
    The problem with old cars is that parts you have to pay a certain percentage aside from the deductible.

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Insurance for old cars?