Insurance for old cars?

[_Cathy_]

How much was it finally? And the value assigned to the car?

P6K. 200k na lang, 2010 Altis 1.6 G M/T. Sa casa yan kaya gusto ko



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[Stigg ma]

P6K. 200k na lang, 2010 Altis 1.6 G M/T. Sa casa yan kaya gusto ko



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diba pag luma kotse na eh may "non-casa" disclosure na hindi na pwede pa ayos sa casa yung sasakyan dahil nga depreciated na ang value, tapos casa pa mismo ang nag bebenta ng insurance???

[_Cathy_]

diba pag luma kotse na eh may "non-casa" disclosure na hindi na pwede pa ayos sa casa yung sasakyan dahil nga depreciated na ang value, tapos casa pa mismo ang nag bebenta ng insurance???

Toyota Pasig yan agent ko. Sa kanya ako ever since I bought my car saka ang receipt ko Toyota.

Last time nag claim ako, the car was 6 yrs old. Sa ibang casa ko pa nga pinaayos, Pasig na lang nag coordinate. The best customer service ng Toyota

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[papi smith]

Toyota Pasig yan agent ko. Sa kanya ako ever since I bought my car saka ang receipt ko Toyota.

Last time nag claim ako, the car was 6 yrs old. Sa ibang casa ko pa nga pinaayos, Pasig na lang nag coordinate. The best customer service ng Toyota

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Pumayag ang insurer na ipasok sa casa ang 6 year old car mo?

[_Cathy_]

Pumayag ang insurer na ipasok sa casa ang 6 year old car mo?

Yup, in house ang insurance ko (Toyota Pasig) kaya I just submitted the docs to casa

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[papi smith]

In house means, sa kanila mo binili di ba? Who is the insurer?

[17Sphynx17]

For our 14 year old car, we only took the following

No comprehensive anymore
Took out AoG because the value of the insured amount will bencut greatly should this be needed by depreciation and participation so dont think it was needed.

TPL
Property Damage 300k
I forgot the last one but i recall it was for bodily injury coverage of 300k

Premium paid was 1700php last year.

Car was already sold early this year because constantly parked lang and maluluma/masira for little use.

It was the 2008 city i-dsi. I think the assessed value of car covered was 150kphp.

Regarding this, as long as it was never taken off with no insurance coverage, there should be no issue with modifying policy/coverage with any insurance provider. As far as i know.

We used to have a truck. It was on compre insurance til its late age. A 1998 nkr 4 wheeler. In the later part of life, we were annually paying around 5k php for the compre insurance for the truck. Insured valur around 150k i recall.

But even with compre, with the age i recall towing only covered cars up to 10 years of age per policy.

[papi smith]

For our 14 year old car, we only took the following

No comprehensive anymore
Took out AoG because the value of the insured amount will bencut greatly should this be needed by depreciation and participation so dont think it was needed.

TPL
Property Damage 300k
I forgot the last one but i recall it was for bodily injury coverage of 300k

Premium paid was 1700php last year.

Car was already sold early this year because constantly parked lang and maluluma/masira for little use.

It was the 2008 city i-dsi. I think the assessed value of car covered was 150kphp.

Regarding this, as long as it was never taken off with no insurance coverage, there should be no issue with modifying policy/coverage with any insurance provider. As far as i know.

We used to have a truck. It was on compre insurance til its late age. A 1998 nkr 4 wheeler. In the later part of life, we were annually paying around 5k php for the compre insurance for the truck. Insured valur around 150k i recall.

But even with compre, with the age i recall towing only covered cars up to 10 years of age per policy.

Ito ang hinahanap ko, excess TPL only for Body Injury and Property Damage. Sadly, Wala akong makita na ganito.

[_Cathy_]

In house means, sa kanila mo binili di ba? Who is the insurer?

In house yeah sa Toyota ako nagbayad ng insurace. IIRC standard. I like in house kasi kapag claim ko sa casa na ko submit ng docs

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[papi smith]

In house yeah sa Toyota ako nagbayad ng insurace. IIRC standard. I like in house kasi kapag claim ko sa casa na ko submit ng docs

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And let me guess, you also bring this old car to the casa for regular maintenance?