Results 31 to 39 of 39
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August 31st, 2014 12:05 AM #31
pwede siguro ganito, assume balance. walang kukunin DP si TS, pero ang deal is pag nag skip ang buyer ng payment balik kay TS yung sasakyan.
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August 31st, 2014 11:34 PM #32
Pls check with banks. Voluntary surrender is still a red flag unless you have a document to show that proves your good faith like you surrendered the car due to total wreck, major warranty issue, nabaha, etc. Afaik, voluntarily surrendering the car due to lack of money does not give you a clean record with any bank.
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October 25th, 2014 07:02 PM #33My suggestion is humanap ka ng buyer that can afford to pay the amortization but not qualified to get a loan because he cannot prove his income. siguro ma negotiatte mo pa ng konti ang initial cash-out nya.
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October 26th, 2014 03:55 PM #34Correct me if I'm wrong, isn't it that the original OR and CR are with the bank? If yes, who would gonna buy a car without these original documents? I know I won't. Besides, how can you execute a deed of sale if you don't have those?
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October 26th, 2014 04:44 PM #35yes sir,nasa bank pa yun papers nyn. siguro yun agreement is between sa seller at yun mag aasume. di ko lang sure.
back to topic, mahirap yan assume balance. 1st year kase sobra taas ng interest kesa sa principal, bumababa lang sa later year
na. para ka lang nagbayad ng interest sa unang taon mo. eto yun dapat kino consider ng bumibili ng kotse na hulugan.
ibenta mo nalang ng cash yan sir. let say 480k tapos i early settlement mo yun ammortization mo. me makukuha ka pa rin dyn, siguro 100k. wag mo na isipin yun naibayad mo dati.
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October 26th, 2014 04:44 PM #36
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November 9th, 2014 09:30 AM #37
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November 9th, 2014 09:49 AM #38Mali computation nyo, kinompute nyo with interest eh. Pwede mo threadstarter tawagan bank mo to recompute at sabihin you will pay it full. Yung sa akin 11,600 with 36 months left pa kung kocomputin mo nasa 417k, pero nung tumawag ako sa bank ko at binigyan ako ng statement of account nasa 305k lang.
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November 9th, 2014 11:32 AM #39does this already include the pre-termination fees and other fees, hecho derecho?
if this is true, then TS may still be able to put a few thousands in his pocket if someone steps up and buys it..
the 487K is the ballpark asking price of that car in the used market, sans strings attached..
now if only someone generously steps right up and takes an interest...
Kwento ng katrabaho ko, meron daw sya officemate dati na Italiano na tinanong daw bakit...
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