Feedback on MAPFRE insurance company?

**nicolodeon** · October 6th, 2005 11:13 AM

Direct Link is not an insurance company. Rather, it's an insurance agency. It does not insure cars directly. Rather, it outsources the direct coverage of the cars to insurance companies.

While it's policies might have the name and the logo of Direct Link, this agency does not insure your cars directly. If you think of it, it lessens their risks and exposure since they do not have to pay for the full amount necessary to cover the damage to a vehicle.

While Direct Link is a new and refreshing approach to the local insurance market, agencies of these kinds have been existing in Europe and in the Americas for some time now.

**Boy Torotot** · October 6th, 2005 11:40 AM

olryt! learned a new thing again today :cool: thanks sir nicolodeon!

**bon** · October 6th, 2005 04:02 PM

Originally Posted by mhelskie

sir san ung Ayala Aon? bakit mas mura sa kanila? May contact # and person ka po dun? Thanks in advance

Ayala Aon is an insurance broker that tries to give you the best deals on your auto insurance. I have two cars insured by Mapfre which I obtained via Ayala Aon; the folks at Aon are great; claims are also made through them.

Contact info:
Aon Philippines
4/F Tower I and Exchange Plaza
Ayala Triangle, Ayala Ave.
Makati City

My contact:
Ms. Bernadette Acurantes
Tel: 754-3158
Fax: 848-6930/6856

**mhelskie** · October 6th, 2005 04:26 PM

thanks sir bon, will it make a difference kung sa kanila ako mag claim or direct sa mapfre? pwede ko bang contact in ung contact mo sir, inquire lng ako

**bon** · October 6th, 2005 04:39 PM

Originally Posted by mhelskie

thanks sir bon, will it make a difference kung sa kanila ako mag claim or direct sa mapfre? pwede ko bang contact in ung contact mo sir, inquire lng ako

It doesn't make a difference - Aon has a claims department that will coordinate with Mapfre. No problems naman so far.

Sure, you can contact Bernadette directly. Just tell her you were referred by Bon.

**mhelskie** · October 6th, 2005 04:54 PM

thanks sir, tawag na ko ngayon

**mhelskie** · October 6th, 2005 05:00 PM

natawagan ko na sir, nakatawag ka na din pala hehehe. Salamat sa pagbigay info at pag refer

**bon** · October 6th, 2005 06:17 PM

No prob.

I referred Aon because they are reliable and they try to find the best deals.
Note, however, that you should ask what sort of insurance you are getting. There is a tradeoff between deductible value and annual insurance premium - the higher the deductible, the lower the annual premium, and vice versa. If your ride is a van and can be classified as a "commercial vehicle", then you can ask for an insurance quote that has a higher deductible value but a lower annual premium.

**mhelskie** · October 7th, 2005 08:54 AM

thanks for the tip sir bon, i'll talk it over with my parents first this weekend, hopefully by early next week we can decide.

**doublea** · October 9th, 2005 04:22 PM

I also got my Motor Insurance from Mapfre through Ayala Aon. So far, so good kasi I file my claim Monday and Wednesday lumabas na LOA for their accredited shop. Sinabi ko lang na hit and run ang damage ko no more police file na hinahanap.

You can get a lower premium thorugh Ayala Aon kasi they have special agreement with Mapfre and Mapfre will process you claim immediately through Aon kasi kayang brasuhin ng Aon Claims people ang Claims department ng Mapfre otherwise they will lose business with Ayala Aon.

Originally Posted by bon

Ayala Aon is an insurance broker that tries to give you the best deals on your auto insurance. I have two cars insured by Mapfre which I obtained via Ayala Aon; the folks at Aon are great; claims are also made through them.

Contact info:
Aon Philippines
4/F Tower I and Exchange Plaza
Ayala Triangle, Ayala Ave.
Makati City

My contact:
Ms. Bernadette Acurantes
Tel: 754-3158
Fax: 848-6930/6856