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  1. Join Date
    May 2019
    Posts
    3,867
    #111
    Free 1yr insurance ko sa BPI-MS pero naka lock in ako for 3 years (2nd yr=₱22K, 3rd yr=₱20K premium ko).. Naka bangga ako ng plant box while trying to park.. Hindi ko agad nilakad requirements.. Pero nung nagpasa ako after 3 business days approve na at sila na ang nagpasa ng quote sa preferred casa ko.. Inabot almost ₱50K ang quote, participation fee ko ₱2K.
    I feel lucky tuloy.. So far ok naman sila sakin..
    Very smooth ang naging transaction ko.. Nag email lang with scanned requirements and photos. Tapos approve na with matching call pa to update me with status.

    Sent from my SM-J730G using Tapatalk

  2. Join Date
    Oct 2012
    Posts
    4,852
    #112
    Quote Originally Posted by misseksaherada View Post
    Free 1yr insurance ko sa BPI-MS pero naka lock in ako for 3 years (2nd yr=₱22K, 3rd yr=₱20K premium ko).. Naka bangga ako ng plant box while trying to park.. Hindi ko agad nilakad requirements.. Pero nung nagpasa ako after 3 business days approve na at sila na ang nagpasa ng quote sa preferred casa ko.. Inabot almost ₱50K ang quote, participation fee ko ₱2K.
    I feel lucky tuloy.. So far ok naman sila sakin..
    Very smooth ang naging transaction ko.. Nag email lang with scanned requirements and photos. Tapos approve na with matching call pa to update me with status.

    Sent from my SM-J730G using Tapatalk
    Nice miss eks, ikaw yung naka sulit sa kanila... Don't be fooled by BPI MS Insurance


    Sent from my iPhone XS Max using Tapatalk

  3. Join Date
    May 2019
    Posts
    3,867
    #113
    Quote Originally Posted by ray_noel View Post
    Nice miss eks, ikaw yung naka sulit sa kanila... Don't be fooled by BPI MS Insurance
    Oo nga noh... Ngayon ko lang narealize bawi ko na pala yung ibabayad ko na premium sa unang claim ko palang.. Hehehehe Don't be fooled by BPI MS Insurance

    Sent from my SM-J730G using Tapatalk

  4. Join Date
    Oct 2012
    Posts
    4,852
    #114
    Quote Originally Posted by misseksaherada View Post
    Oo nga noh... Ngayon ko lang narealize bawi ko na pala yung ibabayad ko na premium sa unang claim ko palang.. Hehehehe Don't be fooled by BPI MS Insurance

    Sent from my SM-J730G using Tapatalk
    Ginamitan mo ba ng charm at tentalizing eyes mo si BPI agent? Hehe. Para wala ng tanong2... or may kasama kang macho that time para mag claim? Don't be fooled by BPI MS Insurance

    I donít know if may implication yang pag claim like sa ibang bansa na pag may mga claims ka sa insurance, they will increase your premiums for renewal kasi nga you have history na aaksidente... pero wala naman yata ganyan sa pinas, basta ma hit ang qouta. hahaha...


    Sent from my iPhone XS Max using Tapatalk

  5. Join Date
    May 2019
    Posts
    3,867
    #115
    Quote Originally Posted by ray_noel View Post
    Ginamitan mo ba ng charm at tentalizing eyes mo si BPI agent? Hehe. Para wala ng tanong2... or may kasama kang macho that time para mag claim? Don't be fooled by BPI MS Insurance

    I donít know if may implication yang pag claim like sa ibang bansa na pag may mga claims ka sa insurance, they will increase your premiums for renewal kasi nga you have history na aaksidente... pero wala naman yata ganyan sa pinas, basta ma hit ang qouta. hahaha...
    Hahahahaha Don't be fooled by BPI MS Insurance
    Oooooooh pwede nga noh.. Possible yung scenario na yan.. Though nabasa ko naman yung initial docs ng policy wala naman nabanggit na may increase sa next premium kung may claim sa prior year.. Mukhang sa renewal nga after 3 years lock in.. kung interested pa din ako baka nga mag increase sila ng premium..


    Sent from my SM-J730G using Tapatalk

  6. Join Date
    May 2014
    Posts
    14,686
    #116
    tumataas yung premium pag mataas claim mo sa current year sa bpi ms.
    instead of 19k lang, naging 24k yun 2nd year ko LOL
    pero 3x (IIRC) ako nag claim din naman ako.

  7. Join Date
    Jun 2005
    Posts
    3,723
    #117
    Quote Originally Posted by ninjababez View Post
    tumataas yung premium pag mataas claim mo sa current year sa bpi ms.
    instead of 19k lang, naging 24k yun 2nd year ko LOL
    pero 3x (IIRC) ako nag claim din naman ako.
    Pwg tumaas ang premium, hanap iba insurance. Bababa uli ang premiun ng bpi.

    Sent from my MI MAX 2 using Tapatalk

  8. Join Date
    May 2014
    Posts
    14,686
    #118
    Quote Originally Posted by sirkosero View Post
    Pwg tumaas ang premium, hanap iba insurance. Bababa uli ang premiun ng bpi.

    Sent from my MI MAX 2 using Tapatalk
    naka loan sa bpi bro, no choice

  9. Join Date
    Jan 2016
    Posts
    6,346
    #119
    Grabe yan, porket naka Tali sa loan, sa FPG nag claim ako 100k, next year bumaba din naman Ang quote.

  10. Join Date
    Nov 2019
    Posts
    8
    #120
    I totalled my car pero di pa fully paid, bpi ms yung insurance ko, will they replace my car? Or only just give the actual fair market value to pay my installment fees??

Don't be fooled by BPI MS Insurance