Denied Insurance Claim- Help!

[dcvingkamotekid]

tinamad daw kasi ata lakarin ni TS ang police report kasi sa San Pedro Laguna daw nangyari. this happened to me last year, December 2016 - karambola sa Mindanao Avenue, Cement Mixer Truck at Van...sa pag-iwas ko, napunta ako sa gutter. wasak bumper ko at basag mags ko tapos CV joints ko bunot which will also affect yung tranny ko (CVT). they told me na they would repair it but after a few weeks of negotiation, napapayag ko sila na iconsider as total loss ang unit ko sa kadahilanan na din na ayaw nila isama ang tranny ko sa repair. sinabi ko nalang sa insurance at shop na sige, papayag ako pero once narepair yan at hinataw ko ng 110-120 sa expressway at may umugong sa tranny ko, obligado silang palitan ang tranny ko...sige napaisip sila at eventually pumayag nadin. what i did, nagsubmit lang ako ng police report, stating what happened tapos bahala na si insurance, kailangan lang kulitin mo sila kasi ako araw-araw tinatawagan ko sila to follow up. sobrang hassle dahil ang pasok ko sa office that time is 4am at wala naman akong spare na oto to use. sana maayos na yan sir at pumayag na i-total loss nalang since based sa story mo, mukang malaki ang damage...ayaw iconsider as OWN DAMAGE ng insurance?

[Walter]

Sometimes it really pays to have a good insurance broker rather than going directly to the insurance ... they can give valuable advise on what to do when claiming ...

[lomibaojsoeph]

Hello Good day po, Im currently working in Nissan UN ave from Insurance Dept. Maybe i can help you po sa mga Insurance renewal and Claim ng car/unit nyo..Baka po makatulong ako ..Pde po kayo mag pa quote sakin, any brand of vehicle/ unit pde pa insured or humingi ng quote try nyo lang po madami kami inhouse insurance.. thank you and godbless

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[Cbstodomingo77]

Yes po, thank you so much po. :-) Balitaan ko po kayo dun sa result ng last meeting po namin with Commonwealth. :-)

Hi po! Update lang po na tinanggap na namin ung 50k na ex gratia na binigay ni Commonwealth bale pinadagdagan lang po namin ng 4k para sa seat belt repair. Thank you sa inyong lahat!

Although napansin ko lang po na mukhang maraming umaabot pa sa Insurance Commission ang pag-claim sa Commonwealth Insurance. Kasi every time na may mediation meeting kami sa Insurance Commission, maraming Commonwealth adjuster na naka-schedule for mediation.

Sa palagay ko po, mahirap talagang kumuha ng claim sa Commonwealth Insurance. Kaya po next year, magpapalit na lang kami ng Insurance provider. Thank you po ulit. :-)

[Cbstodomingo77]

Hello Good day po, Im currently working in Nissan UN ave from Insurance Dept. Maybe i can help you po sa mga Insurance renewal and Claim ng car/unit nyo..Baka po makatulong ako ..Pde po kayo mag pa quote sakin, any brand of vehicle/ unit pde pa insured or humingi ng quote try nyo lang po madami kami inhouse insurance.. thank you and godbless

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Hi Sir! Pede po ba kayo mag-quote kahit ibang brand ng kotse (i.e. Toyota, Hyundai) or for Nissan only lang po ito? Thanks!

[ecud3208]

Hi Sir! Pede po ba kayo mag-quote kahit ibang brand ng kotse (i.e. Toyota, Hyundai) or for Nissan only lang po ito? Thanks!

How much yun unit price ng kukuhaan mo ng insurance?

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[Cbstodomingo77]

How much yun unit price ng kukuhaan mo ng insurance?

Ericson Cudiamat- Car Loan Broker -Come Visit Our Page And Get A Free Qoute Sure Fast Car Loan Approval PH

Bale ung unit price po namin dun sa dating insurance is 880,000 for Toyota Vios 1.3 E. Thanks!

[Cbstodomingo77]

Bale ung unit price po namin dun sa dating insurance is 880,000 for Toyota Vios 1.3 E. Thanks!

Hi po,

Hingi lang po sana ako ng advice kung pede namin kasuhan ung nagpagawa ng fabricated report? If kakasuhan po namin, ano po yung pede namin ikaso sa kanya?

Kasi dahil sa kanya, nagka-peste-peste ung claim namin sa insurance. :-(

Thanks a lot and have a blessed day!
Cherry :-)

[dr. d]

Hi po,

Hingi lang po sana ako ng advice kung pede namin kasuhan ung nagpagawa ng fabricated report? If kakasuhan po namin, ano po yung pede namin ikaso sa kanya?

Kasi dahil sa kanya, nagka-peste-peste ung claim namin sa insurance. :-(

Thanks a lot and have a blessed day!
Cherry :-)

i'm not a lawyer, but,
can you prove that you did not conspire with the guy, in manufacturing the fabrication?
i mean, you read the "report".... right? did you voice your dis-approval then?