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  1. Join Date
    Jan 2016
    Posts
    3,051
    #191
    Have you seen the coverage details? Why worry if you haven't?

  2. Join Date
    Jun 2005
    Posts
    3,300
    #192
    Quote Originally Posted by dr. d View Post
    consider the possibility that it was an honest mistake, and not designed to dis-advantage you in any way.

    for all you know,
    hindi mo pala kotse ang nakasaad sa company files nila...
    Hahaha.

    Nung 2008 sa vios ko, delivered sa office yung kotse on a friday. So gimamit ko ng weekend. Tapos nung monday tumawag sakin yung agent. Para daw pala sa ibang officemate yung kotse na binigay nya sakin. Same model, color and trim.

    Pinagpalit na lang namin papeles

    Sent from my MI MAX 2 using Tapatalk

  3. Join Date
    Oct 2012
    Posts
    3,719
    #193
    Hi tsikoteers, need your advice. Below is the qoutation for my terra 2019.

    Seems that bodily injury, property damage and unnamed passenger coverage are too low, Is it the same with you insurance? Whatís the min-max kn these or average at least?




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  4. Join Date
    Jan 2016
    Posts
    3,051
    #194
    PD/BI ko ay 200k, auto PA same lang 250k

  5. Join Date
    Nov 2019
    Posts
    176
    #195
    Mine is pina max ko into 500k BI/PD at slightly lesser price.
    Nakapag negotiate then ako ng discount, binigyan ako 500.
    Next question nalang is okay ba ang claim but my initial search here sa tsikot is okay naman experience nila.
    FPG insurance ko.

  6. Join Date
    Oct 2012
    Posts
    3,719
    #196
    Quote Originally Posted by papi smith View Post
    PD/BI ko ay 200k, auto PA same lang 250k
    Tnx. Mababa nga.

    Quote Originally Posted by carxynogen View Post
    Mine is pina max ko into 500k BI/PD at slightly lesser price.
    Nakapag negotiate then ako ng discount, binigyan ako 500.
    Next question nalang is okay ba ang claim but my initial search here sa tsikot is okay naman experience nila.
    FPG insurance ko.
    Ang laki ah, magkano value ng sasakyan sa insurance mo?
    Iím thinking mura kasi, naka depende din sa value ng sasakyan ang premium na binabayaran..

    Sana may makashare dito ng mga naka ppv-suv/ same value na insured sa premium para magka idea ako...

    Before kasi, bayad lang ng bayad ako sa insurance and hindi ko ina.alam details for as long as insured ang sasakyan, pero what if needed yung BI/PD tapos liit lang pala ang binigay...

    Thanks sa mga reply.


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  7. Join Date
    Nov 2019
    Posts
    176
    #197
    Quote Originally Posted by ray_noel View Post
    Tnx. Mababa nga.



    Ang laki ah, magkano value ng sasakyan sa insurance mo?
    I’m thinking mura kasi, naka depende din sa value ng sasakyan ang premium na binabayaran..

    Sana may makashare dito ng mga naka ppv-suv/ same value na insured sa premium para magka idea ako...

    Before kasi, bayad lang ng bayad ako sa insurance and hindi ko ina.alam details for as long as insured ang sasakyan, pero what if needed yung BI/PD tapos liit lang pala ang binigay...

    Thanks sa mga reply.


    Sent from my iPhone using Tapatalk
    1.72m po pinainsured ko na value even though okay si agent na ipa insured sa SRP value.
    So hindi gaano kalaki agwat sa unit nyo.
    Additionally, insured for 7 persons (350k total) yung PA.
    Difference lang sa atin is 3k yung deductibles since SUV category na unit ko.
    Magkaiba daw deductibles ng SUV at Sedan (2k I think sa Sedan).

  8. Join Date
    Oct 2012
    Posts
    3,719
    #198
    Quote Originally Posted by carxynogen View Post
    1.72m po pinainsured ko na value even though okay si agent na ipa insured sa SRP value.
    So hindi gaano kalaki agwat sa unit nyo.
    Additionally, insured for 7 persons (350k total) yung PA.
    Difference lang sa atin is 3k yung deductibles since SUV category na unit ko.
    Magkaiba daw deductibles ng SUV at Sedan (2k I think sa Sedan).
    Wow. Yes, 50k diff only.

    And how much is your total amount paid for compre?

    Have requested them how much for max 500k pi/di... 36k qoute niya sa akin.... iíve checked ucpb this year insurance arround 40k binayaran ko, 500k yung pi/di...


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  9. Join Date
    Nov 2019
    Posts
    176
    #199
    Quote Originally Posted by ray_noel View Post
    Wow. Yes, 50k diff only.

    And how much is your total amount paid for compre?

    Have requested them how much for max 500k pi/di... 36k qoute niya sa akin.... iíve checked ucpb this year insurance arround 40k binayaran ko, 500k yung pi/di...


    Sent from my iPhone using Tapatalk
    33.5k quote sa akin, nag ask ako ng discount, 500 discount binigay.
    So 33k yung compre.

  10. Join Date
    Jun 2004
    Posts
    1,305
    #200
    Bodily injury -500k
    Property damage -500k
    Personal Accident -250k

    You can ask for a quote for higher coverage, small additional cost lang naman usually.

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