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  1. Join Date
    Oct 2012
    Posts
    4,851
    #201
    Thanks for all who replied... i need to settle with the bank...


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  2. Join Date
    Mar 2006
    Posts
    17,511
    #202
    i registered my truck a few days ago and so i had to go through the process of fulfilling all the annual reg requirements of the lto. as i was leafing through the documents i had w/ me, i read the stuff on the policy of my compulsory tpl provider to kill time.

    so it got me thinking, has anyone here ever used/claimed anything from their compulsory tpl insurer?

    i'm thinking these ctpl companies are really raking it in.

    ka-ching!
    Last edited by baludoy; December 31st, 2020 at 09:12 AM.

  3. Join Date
    Mar 2008
    Posts
    52,517
    #203
    Quote Originally Posted by baludoy View Post
    i registered my truck a few days ago and so i had to go through the process of fulfilling all the annual reg requirements of the lto. as i was leafing through the documents i had w/ me, i read the stuff on the policy of my compulsory tpl provider to kill time.

    so it got me thinking, has anyone here ever used/claimed anything from their compulsory tpl insurer?

    i'm thinking these ctpl companies are really raking it in.

    ka-ching!
    i have never used mine.

  4. Join Date
    Mar 2006
    Posts
    17,511
    #204
    Quote Originally Posted by dr. d View Post
    i have never used mine.
    it would be interesting to know if anyone here used theirs.

    those obscure "insurance companies" located inside the lto compound and endorsed by the personnel over there are very intriguing.

  5. Join Date
    May 2014
    Posts
    14,699
    #205
    Quote Originally Posted by baludoy View Post
    it would be interesting to know if anyone here used theirs.

    those obscure "insurance companies" located inside the lto compound and endorsed by the personnel over there are very intriguing.
    baka yun naka comprehensive, yun insurance company nalang ang maniningil sa TPL provider?

  6. Join Date
    Mar 2006
    Posts
    17,511
    #206
    Quote Originally Posted by ninjababez View Post
    baka yun naka comprehensive, yun insurance company nalang ang maniningil sa TPL provider?
    hindi ko alam bro. ganyan ba ang siste ng mga ctpl companies at mainstream insurance providers?

  7. Join Date
    Mar 2017
    Posts
    141
    #207
    so what are the reliable companies in terms of auto insurance?

    yung current ko is FPG due to expire in March, medyo marami ako nababasa bad reviews pag dating sa claims..


    *edit*
    1. also need ba na iconsult ko pa sa casa kung tumatanggap sila ng claim from a certain auto insurance?
    the nearest casa here is Mazda Cavite.

    2. kasama na din ba sa mga comprehensive insurance yung TPL which is needed for LTO renewal?

  8. Join Date
    Jun 2011
    Posts
    1,057
    #208
    Sa nagamit namin okay ang Prudential at BPI/MS.

    1. Madalas sa insurance agent i inquire king saang casa sila puwede.

    2. TPL hiwalay pa sa comprehensive madalas. Puwede ka kumuha ng separate TPL din sa comprehensive provider. Madalas mas mura sa kaysa sa LTO.

  9. Join Date
    Apr 2010
    Posts
    118
    #209
    anyone here with a standard insurance?

    okay kaya sya compare sa bpi/ms? planning to try another provider since tapos na loan ko with bpi.


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  10. Join Date
    May 2014
    Posts
    14,699
    #210
    Quote Originally Posted by n0cary3t View Post
    anyone here with a standard insurance?

    okay kaya sya compare sa bpi/ms? planning to try another provider since tapos na loan ko with bpi.


    Sent from my iPhone using Tapatalk
    sa experience ko sa standard, ang kawawa sa standard insurance yun mababangga mo (3rd party damage)
    not sure dun sa 1st party

    bpi ms, basta complete docs mabilis lang

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