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  1. Join Date
    Jul 2012
    Posts
    1,362
    #11
    Sa case na yan, pwede kaya na kasabwat yung bank officer? Kasi may napagusapan nang interest rates eh, tapos kung kailan pirmahan na saka isisingit yung DI.

  2. Join Date
    Oct 2009
    Posts
    102
    #12
    When I bought a car, the dealer and the bank did not have any previous negotiations with each other. No dealers incentive nor higher interest. I got the market's lowest interest rate at that time and got a 100K discount. I visited all banks near my place and about 5 dealers to get the best deal for me. My point is, dont let anyone pressure you into anything you are not happy. There's always a dealer that would give you a better deal.

  3. Join Date
    Mar 2013
    Posts
    43
    #13
    Thanks po sa info mga sir.

  4. Join Date
    Mar 2013
    Posts
    43
    #14
    Thanks sa info mga sir. Ito pala yung bigay nila
    SRP: 1468000
    20% DP
    Discount: 59k
    Free: LTO at insurance
    CM: 23 +++
    Monthly amortization for 5 years: 26,379

  5. Join Date
    May 2009
    Posts
    126
    #15
    relax lang mga sirs. in fairness po sa bpi even im from bank of commerce wala pong magagawa ang bank if humingi ng d.i. and mga dealers. dealer po ang may problem dyan specially if the desired unit is very in demand. there are dealers even asking for 10%d.i. just to prioritize you. samples are toyota 86 when it was launched 2012. currently ford wild trak is asking for high d.i. also. Mr. TS what you can do is try to convince your dealer or tell them that your moving to another dealer if they will not remove their d.i.

    that is the reason why i always ask the desired unit first before i give our quotation to avoid this kind of problem.

    hope this can clear things.

    thanks.
    Last edited by CLAVEL3699; January 18th, 2014 at 12:27 PM. Reason: Please PM your number

  6. Join Date
    Jul 2010
    Posts
    451
    #16
    biglang naging 40.41% ang interest

    Quote Originally Posted by fleettkr View Post
    Thanks sa info mga sir. Ito pala yung bigay nila
    SRP: 1468000
    20% DP
    Discount: 59k
    Free: LTO at insurance
    CM: 23 +++
    Monthly amortization for 5 years: 26,379

  7. Join Date
    Sep 2010
    Posts
    1,807
    #17
    ^ naunahan mo ko sir. :D
    to TS, so initial post mo, eto lang dapat monthly mo:

    monthly amort = 23,592.30

    total (discounted price) = 1,409,000.00
    int rate = 25.5800%
    DP = 20.00%
    months to pay = 60

  8. Join Date
    Jul 2012
    Posts
    1,362
    #18
    ^Wow, more or less 167k or 11% and D.I ng ahente. Para kang bumili ng Ranger Wildtrak ah. :rofl:

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