Results 11 to 18 of 18
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January 17th, 2014 09:43 PM #11
Sa case na yan, pwede kaya na kasabwat yung bank officer? Kasi may napagusapan nang interest rates eh, tapos kung kailan pirmahan na saka isisingit yung DI.
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Verified Tsikot Member
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- Oct 2009
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January 17th, 2014 10:50 PM #12When I bought a car, the dealer and the bank did not have any previous negotiations with each other. No dealers incentive nor higher interest. I got the market's lowest interest rate at that time and got a 100K discount. I visited all banks near my place and about 5 dealers to get the best deal for me. My point is, dont let anyone pressure you into anything you are not happy. There's always a dealer that would give you a better deal.
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Verified Tsikot Member
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- Mar 2013
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Verified Tsikot Member
- Join Date
- Mar 2013
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- 43
January 17th, 2014 11:10 PM #14Thanks sa info mga sir. Ito pala yung bigay nila
SRP: 1468000
20% DP
Discount: 59k
Free: LTO at insurance
CM: 23 +++
Monthly amortization for 5 years: 26,379
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January 17th, 2014 11:55 PM #15
relax lang mga sirs. in fairness po sa bpi even im from bank of commerce wala pong magagawa ang bank if humingi ng d.i. and mga dealers. dealer po ang may problem dyan specially if the desired unit is very in demand. there are dealers even asking for 10%d.i. just to prioritize you. samples are toyota 86 when it was launched 2012. currently ford wild trak is asking for high d.i. also. Mr. TS what you can do is try to convince your dealer or tell them that your moving to another dealer if they will not remove their d.i.
that is the reason why i always ask the desired unit first before i give our quotation to avoid this kind of problem.
hope this can clear things.
thanks.Last edited by CLAVEL3699; January 18th, 2014 at 12:27 PM. Reason: Please PM your number
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January 18th, 2014 11:37 AM #17
^ naunahan mo ko sir. :D
to TS, so initial post mo, eto lang dapat monthly mo:
monthly amort = 23,592.30
total (discounted price) = 1,409,000.00
int rate = 25.5800%
DP = 20.00%
months to pay = 60
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January 20th, 2014 06:32 PM #18
^Wow, more or less 167k or 11% and D.I ng ahente. Para kang bumili ng Ranger Wildtrak ah. :rofl:
Buhay na buhay ang BGC this evening. Bukas halos lahat ng restaurants. Sabi pa nung isang cashier...
Traffic!