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  1. Join Date
    Aug 2015
    Posts
    352
    #71
    Malinaw na. Yung bagong setup ni BPI ay yung chattel mortgage babayaran na kay dealer. So wala akong cash out kay bank, sign lang ng loan documents. Yung DP at chattel mortgage kay dealer ko babayaran.

  2. Join Date
    Aug 2015
    Posts
    63
    #72
    Sa mga my experience na, pano po ba step by step process after ng approval ng loan? First ko kasi nyan..

  3. Join Date
    Jan 2010
    Posts
    497
    #73
    Quote Originally Posted by W2W View Post
    Sa mga my experience na, pano po ba step by step process after ng approval ng loan? First ko kasi nyan..
    depende sa bank. pero usually pag approved na at available ang unit, pay DP, bank charges at insurance; sign all documents at mag antay na lang ng go signal ng bank sa dealer na okay na for release ang unit

  4. Join Date
    Jul 2013
    Posts
    2,342
    #74
    Quote Originally Posted by W2W View Post
    Sa mga my experience na, pano po ba step by step process after ng approval ng loan? First ko kasi nyan..
    Go to the car dealer. Pay DP and other agreed fees (e.g. insurance, LTO if not free, etc). Sign required documents. Bring home the vehicle.

    Bank loan approval lang naman mahirap sa processo.

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    Quote Originally Posted by W2W View Post
    Sa mga my experience na, pano po ba step by step process after ng approval ng loan? First ko kasi nyan..
    Go to the car dealer. Pay DP and other agreed fees (e.g. insurance, LTO if not free, etc). Sign required documents. Bring home the vehicle.

    Bank loan approval lang naman mahirap sa processo.

  5. Join Date
    Aug 2015
    Posts
    63
    #75
    Quote Originally Posted by Lew_Alcindor View Post
    Go to the car dealer. Pay DP and other agreed fees (e.g. insurance, LTO if not free, etc). Sign required documents. Bring home the vehicle.

    Bank loan approval lang naman mahirap sa processo.

    - - - - - - - - - - - - - - - - - - - - - -



    Go to the car dealer. Pay DP and other agreed fees (e.g. insurance, LTO if not free, etc). Sign required documents. Bring home the vehicle.

    Bank loan approval lang naman mahirap sa processo.
    Ok thanks.. Kasi wala pako nakausap na dealer, pagdating ng PO tapos pagpunta ko sa dealer marerelease na agad unit kung may available na silang unit?

  6. Join Date
    Nov 2005
    Posts
    283
    #76
    Quote Originally Posted by Dende View Post
    Malinaw na. Yung bagong setup ni BPI ay yung chattel mortgage babayaran na kay dealer. So wala akong cash out kay bank, sign lang ng loan documents. Yung DP at chattel mortgage kay dealer ko babayaran.
    ill try to ask this sa bpi kung applicable sa bpi na inapplayan namin.

    kung ganyan ang bagong set up ng bpi maganda ito at wala na kaming ilalabas na pera.

    sir anong sasakyan binili nyo?

  7. Join Date
    Aug 2015
    Posts
    352
    #77
    Quote Originally Posted by lakay77 View Post
    ill try to ask this sa bpi kung applicable sa bpi na inapplayan namin.

    kung ganyan ang bagong set up ng bpi maganda ito at wala na kaming ilalabas na pera.

    sir anong sasakyan binili nyo?
    Baka ganyan na rin setup... Babayaran mo lahat sa dealer, tapos less na lang yung chattel mortgage fees sa ibabayad ng bank sa dealer. Mas mabilis kasi di na kelangan ni BPI na tumanggap ng pera nakakaubos oras din yun. Or kung deposit or debit dadagdag sa TAT yung pagverify ng payment.

    Honda jazz yung kinuha ko po.

  8. Join Date
    Nov 2005
    Posts
    283
    #78
    Quote Originally Posted by Dende View Post
    Baka ganyan na rin setup... Babayaran mo lahat sa dealer, tapos less na lang yung chattel mortgage fees sa ibabayad ng bank sa dealer. Mas mabilis kasi di na kelangan ni BPI na tumanggap ng pera nakakaubos oras din yun. Or kung deposit or debit dadagdag sa TAT yung pagverify ng payment.

    Honda jazz yung kinuha ko po.
    salamat po. ill ask sa bpi this week kung may time ako

  9. Join Date
    Dec 2015
    Posts
    18
    #79
    Hi po newbie here..ask lang po sana ako if paano ko malalaman if the bDo bank approve our application after they call us for interview?

  10. Join Date
    Jan 2010
    Posts
    497
    #80
    Quote Originally Posted by Ocin85 View Post
    Hi po newbie here..ask lang po sana ako if paano ko malalaman if the bDo bank approve our application after they call us for interview?
    call bdo and directly inquire the status of your loan application

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Bank  PO = Discount from Dealer