Results 21 to 30 of 32
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December 3rd, 2014 10:10 AM #21
kung sino may pinaka magandang rate yun ang pinaka ok na bank. kaya mag canvass ka. kung maganda credit rating mo, sila pa maghahabol saiyo pwede ka pa makipag negotiate sa rate.
first thing you do, saan ka ba meron deposit? talk to the manager and he/she will take care of you. lalo na pag matagal ka na meron account sa branch niya. just tell the manager you want to apply for a car loanLast edited by shadow; December 3rd, 2014 at 10:14 AM.
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December 3rd, 2014 10:11 AM #22
kahit anong bank basta nag default ka (3 months sa big 3) tapos napunta na sa legal ang kaso.. full amount na to settle + penalty + etc.. so kung mag dedefault ka let them know may ibang banko na bibigyan ka pa nang chance.. just talk to them..
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December 3rd, 2014 10:19 AM #23
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December 3rd, 2014 10:47 AM #24
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December 3rd, 2014 11:40 AM #25Nag open lang kami ni misis ng account sa BDO nung na-aaprove yung car loan namin. So pwede ka naman ma-approve sa loan kahit wala ka pa existing account sa isang bank. Yun nga lang 60% yung DP namin sa sasakyan at hindi ganun kalaki monthly. So in way, alam nila na hindi kami mahihirapan bunuin ang payment.
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December 3rd, 2014 12:02 PM #26
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December 3rd, 2014 12:50 PM #27If I remember it right, the bank has a minimum loanable amount.
The 60% DP was our decision and fortunately at that DP, we still reached the minimum loanable amount.
At 36 months term, we pay almost 14K per month. Ayoko na matagalang utang unless bahay at lupa ang pinag-ussapan.
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January 31st, 2015 06:16 PM #28Pasensya na po. May question din po ako hindi pa po kasi ako makapagstart ng thread. Bali may problema po ako sa credicard 10 years ago nung nagkasakit anak ko nagamit ko sa hospital in short deliquent po ako. Maapprove po ba ako sa Bank? Pero I'm good payer po in other bills like sa mga internet connection or phones under my name and etc. Hindi ko lang po talaga kinaya yung interest sa CC before. Wala na po ba akong pagasa sa financing. SO in-house financing pwede po ba? Kaso diba mas maganda po sa bangko? Currently working ako abroad and monthly ako nagreremit ng pera around 50k sa bank ko. Balak ko sana dun magconsulta for bank loan pero natatakot po ako na mareject . Pano po kaya gagawin ko? (pauwi napo ako ng feb because my contract just finished)
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June 22nd, 2015 07:07 PM #29Try nyo po wala naman pong mawawala... job contract po meron pa po kayo and proof of remittance... yan po kse ang isa sa mga requirements ng psbank... try nyo po maginquire dito bmflorencio*psbank.com.ph
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June 23rd, 2015 12:17 AM #30
agree ako syo. battery dying will be the next owner's problem. kaso the only reason I'm buying...
All New Toyota Corolla Cross