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March 5th, 2014 09:05 AM #11
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March 5th, 2014 05:45 PM #12ok ganito po ang suggestion ko..
since sabi mo kakilala naman and kung may enough money yung kakilala mo is bayaran ng buo ung kotse from the bank then ask for a dead of sale from the owner. after mabayaran i transfer yung or/cr name sa bibili. after nun you can now apply the car under refinancing para mabalik ung binayad nyo ng buo dun sa bumili. installment uli sya.
ask me again kung nalalabuan ka.
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March 26th, 2014 05:27 PM #13Ganito kung ikaw si buyer these are some of the documents you need to secure.
Notarized deed of sale with assumption of mortage mula kay seller. Nakalagay magkano monthly, magkano total ammount, from what bank, ilang terms, etc
SPA stating that you can claim the OR/CR from the bank or from the LTO, or any SPA that pang support sa deed of sale
Acknowledgement receipt from the owner,
Copies of at least two valid IDs ng owner.
At kung ikaw ang buyer ito ang risks mo:
Kung natapos mo na bayaran ang auto dyan mo pa lang ma lalakad sa change ownership or cancel chattel alam naman ng lahat yan, ngayon ang problema kung si Seller ay may utang pa sa banko, either ibang car loan, property o maski credit card pa yan basta sa kanya nakapangalan, may karapatan si bank na e-hold o deny ang request mo to change ownership, or cancel mortage, para dun sa sasakyan na nabayaran mo kahit magka ibang account number pa yan. Yan ang saklaw ng batas. Tignan mo na lang ang kontrata.
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March 26th, 2014 05:38 PM #14Nag huhulog ako ngayon ng assume balance din. 4years pa ang igagapang ko, sana walang problema sa huli. Salamat
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Mazda 3 is incredibly tempting, unfortunately the hybrid is not included in the coding exemption...
All New Toyota Corolla Cross