agent or direct? (for bank loan)

**aljan_fs** · June 16th, 2011 02:45 PM

Thank you Shadow. We initially tried sa raining pesos, online kasi sya and they are calling us na asking us to submit the requirements which will they forward daw sa AMA Bank.

**shadow** · June 16th, 2011 02:50 PM

AMA bank? direct na lang kayo, second hand car ba?

**uls** · June 16th, 2011 03:09 PM

why would anyone want to go thru an agent?

no agent no commission cost

**aljan_fs** · June 16th, 2011 05:08 PM

Yup AMA Bank daw. Medyo nagaalanganin nga kami coz of the cancelled credit cards of my wife before. Ayaw namin madecline because of that kaya we tried raining pesos, nakita lang namin ad nila sa sulit. we don't have to pay them anything daw eh. sorry very gullible naman kami kasi first time namin ito.

Originally Posted by shadow

AMA bank? direct na lang kayo, second hand car ba?

**aljan_fs** · June 16th, 2011 05:09 PM

And yes pala, second hand car lang tinatarget namin.

**emms1121** · June 16th, 2011 05:16 PM

Bakit nacancel credit card sir? Di ba kayo nakakabyad or wala naman kayong utang pero gusto nyo lang pacancel? If wala naman, no problem yan sa bank approval. Pero kung blacklisted kayo, medyo malaking problema nga.

**shadow** · June 16th, 2011 06:19 PM

Ano kikitain ng agent na ping applyan niyo? Baka naman sobrang lake ng interest? Tanong muna kayo AMA Kung magkano interest nila para makita niyo difference, saka ikaw na Lang mag apply huwag na wife mo kung bad credit siya. Ah magiging co signie pala asawa mo.

Pero try mo wala naman mawawala eh baka matagal na yun nabura na sa record

**zanderpogi** · June 26th, 2011 09:34 AM

Thanks everyone anyway got my new ford fiesta now white and very happy with it! waited for psbank but they werent replying guess they dont have much fund already! Unlikely to what they said isang tulog lang hahaha! Thanks to BPI i already had an account with them kaya in three days released na agad! Thanks to all and happy to be tsikoters!