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  1. Join Date
    Nov 2005
    Posts
    34,913
    #151
    Quote Originally Posted by _Cathy_ View Post
    I feel like such a failure nga after reading how much cash he saved at such a young age I don't even know anyone who had that much cash from salary savings at 28.
    he doesn't have a special vet, food swallowing machine called a fat lab

  2. Join Date
    Aug 2006
    Posts
    611
    #152
    Quote Originally Posted by uls View Post
    bili na

    what you have going for you is you're still young and got zero responsibilities

    wala ka pinapakain

    and you don't have to take care of your parents (i assume bata pa sila coz bata ka pa eh)

    you have almost 40 years of earning potential pa

    and considering may ipon ka

    so buying that 1M peso car now is nothing

    go for it dude




    Sent from my iPhone using Tapatalk

  3. Join Date
    Jul 2007
    Posts
    46,756
    #153
    Quote Originally Posted by uls View Post
    he doesn't have a special vet, food swallowing machine called a fat lab
    HA HA HA! Well yeah, when it comes to my fat lab, I give her the best that I can afford

  4. Join Date
    Aug 2014
    Posts
    126
    #154
    Attend meet-ups, meet other developers (I'm assuming you're one) who shares the same passion as you, malay mo you'll meet the love of your life there. Pwede ka din mag checkout ng ibang pwedeng hobbies (badminton, practical shooting, skin diving, mountain climbing etc.), i'm sure one day makakahanap ka din. hth

  5. Join Date
    Mar 2004
    Posts
    8,918
    #155
    Used car was suggested because he's still learning to drive ... buy a new car when you know how to drive well already ...

  6. Join Date
    Jul 2007
    Posts
    46,756
    #156
    Quote Originally Posted by Walter View Post
    Used car was suggested because he's still learning to drive ... buy a new car when you know how to drive well already ...
    I agree 100%. Also, he might not be a car type of guy. I have some male colleagues who have no interest in cars at all and only use it on weekends.

  7. Join Date
    Sep 2014
    Posts
    8,481
    #157
    Quote Originally Posted by commercial View Post
    Hi guys.. i am currently 28 yrs old living in the Philippines. Currently I have earned almost 3M from working in IT industry. I came from province and I work in Manila. I rent a bedspace on a condominium for 5k a month

    Right now, I do not have any gf yet I am also somewhat introvert and do not have any friends. I also do not have a hobby. Is it a good idea to learn how to drive then buy a brand new car worth 1M for me just to make it a hobby? 1 M because thatís the only lowest price of the car na may side airbags (safety kasi yung main concern ko.) I really want to learn how to drive car and syempre, I want to drive my own car after I learned driving. And also, I want to attract girls din and syempre mas convenient na pumunta sa nililigawan ko pag may car ako. Problem is, baka iuwi ko lang yung cAr sa province and baka hindi ko rin siya magagamit lagi since may work ako weekdays. Do you think it is a good decision po?
    ang bilhen mo Peugeot, tapos hanap ka ng mga Pinay na may halong French, tulad ni Solenn

  8. Join Date
    Jun 2017
    Posts
    299
    #158
    Quote Originally Posted by jut703 View Post
    If I didn't take ME, Intarmed dapat ako. Should I buy a car just to have a hobby?Should I buy a car just to have a hobby?Should I buy a car just to have a hobby?

    If that happened, hindi ko pa kayang magpakasal and wala pa kong kotse or bahay ngayon. Doctors only start earning money in their 30s.

    Ang starting salary ng private hospital for residents, nasa 18k lang. Pag public, nasa 40-50k pero mas toxic. You only really earn the big bucks pag consultant ka na.

    Sent from my SM-G935F using Tapatalk
    I didn't know ganyan lang pala relatively kababa ang income ng docs, akala ko they start at the early 6 digits na once they get off passing the board, and go up to 200k+ to maybe 300-500k once they are specialists?

  9. Join Date
    Dec 2006
    Posts
    16,523
    #159
    Quote Originally Posted by Trippin View Post
    I didn't know ganyan lang pala relatively kababa ang income ng docs, akala ko they start at the early 6 digits na once they get off passing the board, and go up to 200k+ to maybe 300-500k once they are specialists?
    Yes bro, mababa talaga starting. SG21 or 22 pag government hospital. Tapos pag nag-fellow ka, minsan wala na uli sweldo.

    But it exponentially increases once consultant ka na (late 30s-early 40s). Dun possible yung 300-500k na sinasabi mo.

    Sent from my SM-G935F using Tapatalk

  10. Join Date
    Jun 2017
    Posts
    299
    #160
    As an aside, I'm not sure how long it took you to earn the 3M in the bank (if it's in the last 7 or 8 years you've been working or just this last maybe 4 to 5 years) but I don't think it was that good of an idea to just have kept the money there for that long sitting idle and losing out in inflation, unless you had a plan that by the time you earned, say 4M, you will buy a condo in cash or put it in a specific business or property that requires that amount up front.

    If you had put the money when it was only 1M at the time you earned it in a property (even if you took out a loan), that investment would have been worth a lot more now. And when you did the same or had a similar plan when you had your second mil, and the third, your 3m would have been value at least 4m by more or less conservative estimates. Although, of course you are a lot less liquid, but from what I gleaned from your situation, you have no immediate need for a big pile of cash. Real estate prices, for one, have shot up significantly this past few (five?) years.

    Property are of course not the be-all and end-all of investments and that was just an example but if you play it smart, you can live the life (even afford a career shift if you're really really burned out) while worrying less of finances, (heck even retire earlier, if that's your thing).


    Also, get the car.

    If I were you I'd go for a Civic 1.8, too, the silver or the white one.

Tags for this Thread

Should I buy a car just to have a hobby?