Results 21 to 30 of 31
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November 17th, 2010 01:58 PM #21
Maki-butt in lang po. For the TS, pwede din naman mag 50% or 75% dp ka, i believe may mga 0% interest na nun, and monthly amortz is minimal.
Kung "all or nothing" naman, mas ok pag cash IMHO. You may choose not to buy the comphre insurance after the free insurance given by the car dealership lapses. Laking tipid din nito.
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November 19th, 2010 01:40 PM #22
Ako cash buyer ultimong lupa kina-cash ko, pag kinompyut mo kasi kalahati ng kotse or lupa tubo ng banko or even more pag long term.
Problema sa cash buyer late mo na maeenjoy pera mo puro ipon mangyayari. Ex yung bro ko bumili ng brand new car 8 years to pay while ako bumili segundamano... so bigtime dating nya ako small time lang... after 5 years sira na auto nya di pa bayad at mababa na value, samantalang ako nakapag upgrade na ng mas modelo auto until after 8 years nakabili na ako ng brand new SUV while sya binenta yung auto nya ng mura nalang then pumatol uli ng hulugan na hatchback worth 450k eh di mas bigtime na ako sa kanya ngayon. Kasi kinain ng interest pera nya
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November 21st, 2010 04:15 AM #23
Pay cash if you can to avoid the interest...if you can't then loan to a bank that gives the lowest interest and try to pay it at the shortest time possible.
The first time we bought a brand new car, we loaned it for 2 yrs. with an interest of 90K/2yrs. Not bad I guess...
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November 23rd, 2010 10:03 PM #24
malaki ang ma-save kapag babayad ng cash
example, wala na ang amortization fee. you can choose the insurance company which costs half the price of the in-house insurance plus discount.
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Tsikoteer
- Join Date
- Jan 2009
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November 27th, 2010 02:31 PM #28
pay cash if you got cash and dont have any problems at all and you can dispatch your ride easily no worries
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November 27th, 2010 03:44 PM #29
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November 27th, 2010 03:47 PM #30
i always pay in cash. ayokong bumili na sasakyan na i can't afford now dahil depreciating asset ang sasakyan. less stress at sakit ng ulo
Buhay na buhay ang BGC this evening. Bukas halos lahat ng restaurants. Sabi pa nung isang cashier...
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